Travelers IntelliDrive Review for 2024
Travelers IntelliDrive uses telematics to track your driving habits using an app downloaded onto your smartphone. All customers get a one-time, 90-day try at a Travelers IntelliDrive.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Oct 19, 2024
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Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Oct 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Signing up for Travelers IntelliDrive can save you up to 30%
- Your rates may increase if the data reveals you are a risky driver
- Travelers IntelliDrive needs only a mobile app, so no device is needed for your car
Car insurance rates are often calculated based on discriminatory factors like your gender, marital status, and credit score. Wouldn’t it be great to get affordable car insurance based on how you actually drive?
It’s called usage-based car insurance, and Travelers IntelliDrive may be a good option for you. Keep reading our Travelers IntelliDrive review to see if you can save up to 30% on your Travelers IntelliDrive car insurance rates.
Even if you are a bit anxious about trying Travelers IntelliDrive, you can still get affordable usage-based car insurance quotes from multiple companies in your area by entering your ZIP code.
How does Travelers IntelliDrive work?
Can usage-based car insurance rates really be that significantly lower than normal?
Telematics has been utilized for nearly a decade, and the technology is getting more and more advanced. Travelers IntelliDrive runs on your smartphone for a 90 day period and then your discount is in effect for the rest of your policy.
All policyholders are eligible to try it out. Use your Travelers insurance login to find out if IntelliDrive is an option in your state.
Travelers IntelliDrive monitors your driving habits that are most important to be safe on the roads.
- It makes sure you are following the speed limits
- It takes notes on time of day you drive, day or night
- It records your rate of acceleration and braking
- It observes how often and for how long you use your smartphone
You get a score and turn-by-turn report for each Travelers IntelliDrive event. If you pick up your phone while your vehicle is in motion, your score will decrease.
If you are wondering how to beat Travelers IntelliDrive, there is no way to do so. Telematics data never lies. IntelliDrive not working properly is a signal to contact Travelers immediately.
All of this may sound unfair, but Travelers is doing their part to prevent distracted driving.
If you are unhappy with your Travelers IntelliDrive car insurance discount, you can still get quotes from other usage-based car insurance companies.
But, consider the statistics. The Centers for Disease Control and Prevention (CDC) estimates that more than 2,800 individuals were killed in 2018 and almost 400,000 were injured by distracted driving.
Safe driving not only saves lives but also saves you money. Even teens can use Intellidrive, and parents can see their reports.
No matter what car insurance company you choose, preventing deaths with usage-based insurance is always a good thing.
Interested in tips for reducing your auto insurance premium with years of safe driving? Good student discounts are a good place to start.
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Is Travelers IntelliDrive worth it?
It’s incredibly beneficial that technology has advanced so much that we can help save lives and get rewarded for safe driving. However, there are disadvantages to Travelers IntelliDrive.
The app is continuously running in the background, so your phone battery will drain quickly or your data usage will increase.
But if you get an unlimited data plan and keep a charger in your car, you could save money on your car insurance rate and become even more aware of how safe of a driver you really are (or are not).
Who should use Travelers IntelliDrive?
Even if usage-based car insurance quotes can be cheaper, usage-based car insurance isn’t right for everyone.
However, if you have speeding tickets, DUIs, or accidents lingering on your driving record that still affect your car insurance rates, it may be best to consider a high-risk car insurance policy.
It’s the perfect program for those who work from home, have a very short commute to work, and do most of their driving during the day.
If you work second or third shift, have a long drive to work and back home, or live in a busy city with traffic problems, Travelers IntelliDrive may not be best for you.
Travelers IntelliDrive can decrease (or increase) your car insurance rates, so find the most affordable car insurance. Buy usage-based car insurance from a company that best suits your needs.
If Travelers IntelliDrive usage-based car insurance is not right for you, you can still save by entering your ZIP code now to compare car insurance quotes from multiple companies.
Exploring Claims Management at Travelers IntelliDrive
Ease of Filing a Claim
Travelers IntelliDrive offers a convenient and user-friendly claims process that caters to the digital age. Policyholders can easily file a claim through various channels, including online platforms, over the phone, or through the mobile app. This flexibility ensures that customers can choose the method that best suits their preferences and needs, making the claims process accessible and efficient.
Average Claim Processing Time
Travelers IntelliDrive boasts a streamlined claim processing system, known for its promptness. On average, the company strives to process claims swiftly, reducing the inconvenience and stress for policyholders during challenging times. The efficiency of their claims processing contributes to a positive customer experience.
Customer Feedback on Claim Resolutions and Payouts
Travelers IntelliDrive prides itself on its commitment to customer satisfaction, particularly when it comes to claim resolutions and payouts. The company consistently receives positive feedback from customers regarding the fairness and efficiency of their claims handling. This reinforces their reputation as a reliable choice for insurance needs.
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Travelers IntelliDrive’s Tech-Savvy Offerings: Digital Features
Mobile App Features and Functionality
Travelers IntelliDrive’s mobile app is a key component of its digital offerings. The app provides users with a range of features and functionalities, allowing policyholders to monitor their driving habits, access policy information, and file claims seamlessly. Its user-friendly interface and real-time data tracking make it a valuable tool for policyholders.
Online Account Management Capabilities
The company’s online account management capabilities empower policyholders to take control of their insurance experience. Through their online accounts, customers can view policy details, make payments, and track their driving behavior over time. This digital convenience simplifies the management of insurance policies.
Digital Tools and Resources
Travelers IntelliDrive offers a suite of digital tools and resources to enhance the overall insurance experience. These resources include educational materials, safety tips, and driving reports that help policyholders become more informed and responsible drivers. The incorporation of digital tools aligns with the company’s commitment to safety and customer engagement.
Frequently Asked Questions
What is the Travelers IntelliDrive program?
The Travelers IntelliDrive program is a usage-based insurance program that uses telematics technology to track driving behavior and offer personalized discounts based on safe driving habits.
How does the program work?
The program uses a mobile app to collect data on driving habits such as acceleration, braking, and cornering. The app then calculates a driving score for each trip and provides feedback on safe driving habits. Drivers can earn discounts of up to 20% based on their driving behavior.
Is the program available in all states?
The program is available in most states where Travelers offers car insurance. However, availability may vary depending on state regulations and other factors.
Do I need to have a Travelers car insurance policy to participate in the program?
Yes, you must have a Travelers car insurance policy to participate in the program.
Is the program free to participate in?
Yes, the program is free to participate in and there are no additional fees or charges.
Is my data secure?
Yes, Travelers takes the privacy and security of customer data very seriously. The program only collects driving data and does not collect any personal information such as name, address, or phone number. The data is encrypted and stored securely to protect against unauthorized access.
Can I opt out of the program?
Yes, you can opt out of the program at any time by contacting Travelers customer service. However, you may lose any discounts you have earned through the program.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.