Affordable Car Insurance Rates in Silver Spring, MD (2024)
Car insurance rates in Silver Spring, MD are $410/month on average. By law, Maryland drivers need to carry at least 30/60/15 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Silver Spring car insurance companies to get the coverage you need at the best rates available.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Silver Spring after a DUI is Nationwide
- The cheapest car insurance company in Silver Spring for teen drivers is USAA
- Average car insurance rates in Silver Spring, MD for senior drivers are $3,206/year
Average car insurance rates in Silver Spring, Maryland are $410 a month. But with a little research you can get a great deal from the top car insurance companies in Silver Spring, MD. Before you buy Silver Spring, Maryland car insurance, make sure your coverage meets or exceeds the Maryland minimum of 30/60/15.
It may even be helpful to compare Silver Spring car insurance rates with Laurel car insurance rates, Rockville car insurance rates, or Gaithersburg car insurance rates to make sure you’re getting the best Silver Spring, MD car insurance quotes available.
Need affordable Silver Spring, MD car insurance? Enter your ZIP code to compare Silver Spring car insurance quotes from multiple car insurance companies near you.
Silver Spring, MD Minimum Car Insurance Coverage
Silver Spring, Maryland law requires drivers carry a minimum of 30/60/15 coverage. Take a look at the breakdown of the minimums here.
Minimum Required Car Insurance Coverage in Silver Spring, Maryland
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Silver Spring, MD Car Insurance Rates by Coverage Level
Some Silver Spring drivers can get by with the Maryland minimum coverage of 30/60/15. Other drivers may need more. See how much your Silver Spring, Maryland car insurance rates may be based on the coverage you need.
Annual Car Insurance Rates by Coverage Level in Silver Spring, Maryland
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,641 | $5,753 | $5,977 |
| Geico | $3,687 | $3,805 | $3,994 |
| Liberty Mutual | $9,387 | $9,657 | $10,000 |
| Nationwide | $3,275 | $3,434 | $3,557 |
| Progressive | $4,010 | $4,218 | $4,426 |
| State Farm | $4,079 | $4,333 | $4,549 |
| USAA | $3,017 | $3,222 | $3,394 |
Silver Spring, MD Car Insurance Rates by Age, Gender, and Marital Status
Silver Spring, Maryland car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Silver Spring, MD car insurance, get quotes from multiple car insurance companies in the Silver Spring area and see how these criteria affect your rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Silver Spring, Maryland
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,803 | $3,636 | $3,637 | $3,732 | $11,344 | $13,333 | $3,400 | $3,436 |
| Geico | $2,376 | $2,608 | $2,720 | $3,163 | $7,291 | $8,291 | $2,041 | $2,141 |
| Liberty Mutual | $6,982 | $6,982 | $6,904 | $6,904 | $13,450 | $19,882 | $6,982 | $9,366 |
| Nationwide | $2,332 | $2,336 | $2,107 | $2,167 | $5,538 | $7,275 | $2,708 | $2,913 |
| Progressive | $2,500 | $2,242 | $2,176 | $2,228 | $9,030 | $9,851 | $2,902 | $2,816 |
| State Farm | $2,612 | $2,612 | $2,412 | $2,412 | $8,037 | $10,267 | $2,922 | $3,286 |
| USAA | $2,302 | $2,255 | $2,170 | $2,151 | $5,177 | $6,074 | $2,630 | $2,927 |
Silver Spring, MD Car Insurance Rates for Teens
How much is Silver Spring, Maryland car insurance for teens? Compare rates from top Silver Spring car insurance companies below to help find the cheapest teen car insurance in Silver Spring, MD.
Annual Car Insurance Rates for Teen Drivers in Silver Spring, Maryland
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,344 | $13,333 |
| Geico | $7,291 | $8,291 |
| Liberty Mutual | $13,450 | $19,882 |
| Nationwide | $5,538 | $7,275 |
| Progressive | $9,030 | $9,851 |
| State Farm | $8,037 | $10,267 |
| USAA | $5,177 | $6,074 |
Silver Spring, MD Car Insurance Rates for Seniors
Before seniors buy Silver Spring, Maryland car insurance, they should make sure to shop around. Some Silver Spring, MD car insurance companies may offer discounts or other savings options for senior car insurance.
Annual Car Insurance Rates for Senior Drivers in Silver Spring, Maryland
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,637 | $3,732 |
| Geico | $2,720 | $3,163 |
| Liberty Mutual | $6,904 | $6,904 |
| Nationwide | $2,107 | $2,167 |
| Progressive | $2,176 | $2,228 |
| State Farm | $2,412 | $2,412 |
| USAA | $2,170 | $2,151 |
Silver Spring, MD Car Insurance Rates by Credit History
How does your credit history affect Silver Spring, MD car insurance rates? Review the numbers here to find out.
Annual Car Insurance Rates by Credit Score in Silver Spring, Maryland
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,507 | $5,235 | $4,628 |
| Geico | $4,340 | $3,595 | $3,551 |
| Liberty Mutual | $13,832 | $8,919 | $6,294 |
| Nationwide | $4,384 | $3,091 | $2,792 |
| Progressive | $5,310 | $3,997 | $3,347 |
| State Farm | $6,317 | $3,750 | $2,893 |
| USAA | $4,277 | $2,942 | $2,415 |
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Silver Spring, MD Car Insurance Rates by Driver History
How does a single speeding ticket affect your Silver Spring, Maryland car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Silver Spring.
Annual Silver Spring, Maryland Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,115 | $6,832 | $5,115 | $6,098 |
| Geico | $2,705 | $4,226 | $5,183 | $3,201 |
| Liberty Mutual | $6,922 | $9,143 | $13,870 | $8,792 |
| Nationwide | $3,007 | $4,049 | $3,220 | $3,413 |
| Progressive | $3,598 | $4,789 | $4,346 | $4,140 |
| State Farm | $3,866 | $4,875 | $4,270 | $4,270 |
| USAA | $2,519 | $3,106 | $4,506 | $2,713 |
Silver Spring, MD Car Insurance Rates With a DUI
Even a single DUI can increase your Silver Spring, MD car insurance rates. Compare rates below to see which Silver Spring car insurance company has the best rates for drivers with a DUI.
Annual Car Insurance Rates After a DUI in Silver Spring, Maryland
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,115 |
| Geico | $5,183 |
| Liberty Mutual | $13,870 |
| Nationwide | $3,220 |
| Progressive | $4,346 |
| State Farm | $4,270 |
| USAA | $4,506 |
Silver Spring, MD Car Insurance Rates by ZIP Code
Just like Silver Spring car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Silver Spring, MD car insurance rates fluctuate by ZIP code.
Annual Car Insurance Rates by ZIP Code in Silver Spring, Maryland
| ZIP Code | Average Annual Rates |
|---|---|
| 20902 | $4,342 |
| 20903 | $4,896 |
| 20904 | $4,407 |
| 20905 | $4,171 |
| 20906 | $4,340 |
| 20910 | $4,064 |
| 20912 | $4,719 |
Silver Spring, MD Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Silver Spring, MD car insurance rates may be. Let’s take a look at average car insurance rates from top Silver Spring companies based on commute time.
Annual Car Insurance Rates by Commute Length in Silver Spring, Maryland
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,708 | $5,873 |
| Geico | $3,766 | $3,892 |
| Liberty Mutual | $9,426 | $9,937 |
| Nationwide | $3,422 | $3,422 |
| Progressive | $4,218 | $4,218 |
| State Farm | $4,207 | $4,433 |
| USAA | $3,110 | $3,311 |
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Silver Spring, MD Cheapest Car Insurance Rates
How do the top Silver Spring, Maryland car insurance companies’ average rates stack up against the Silver Spring average monthly car insurance rates of $410? Take a look and see.
Best Annual Car Insurance Rates by Company in Silver Spring, Maryland
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Nationwide |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Nationwide |
| With 1 Speeding Violation | USAA |
Silver Spring, MD Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Silver Spring, Maryland car insurance companies to help you find one that best fits your needs.
Average Annual Car Insurance Rates by Company in Silver Spring, Maryland
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,790 |
| Geico | $3,829 |
| Liberty Mutual | $9,682 |
| Nationwide | $3,422 |
| Progressive | $4,218 |
| State Farm | $4,320 |
| USAA | $3,211 |
Other Factors Affecting Silver Spring, MD Car Insurance Rates
Before you buy Silver Spring, Maryland car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Silver Spring, MD Commute Time
How does your Silver Spring, MD commute time compare with the average driver? In Silver Spring, the average commute is 35.1 minutes.
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Silver Spring, MD Car Insurance Quotes
Compare Silver Spring, MD car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.