Affordable Car Insurance Rates in Palestine, TX (2024)
Car insurance rates in Palestine, TX are $302/month on average. By law, Texas drivers need to carry at least 30/60/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Palestine car insurance companies to get the coverage you need at the best rates available.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Palestine after a DUI is Geico
- The cheapest car insurance company in Palestine for teen drivers is Geico
- Average car insurance rates in Palestine, TX for senior drivers are $2,205/year
Average car insurance rates in Palestine, Texas are $302 a month. But with a little research you can get a great deal from the top car insurance companies in Palestine, TX. Before you buy Palestine, Texas car insurance, make sure your coverage meets or exceeds the Texas minimum of 30/60/25.
It may even be helpful to compare Palestine car insurance rates with Houston car insurance rates, El Paso car insurance rates, or Corpus Christi car insurance rates to make sure you’re getting the best Palestine, TX car insurance quotes available.
Need affordable Palestine, TX car insurance? Enter your ZIP code to compare Palestine car insurance quotes from multiple car insurance companies near you.
Palestine, TX Minimum Car Insurance Coverage
Palestine, Texas law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Palestine, TX Car Insurance Rates by Coverage Level
Some Palestine drivers can get by with the Texas minimum coverage of 30/60/25. Other drivers may need more. See how much your Palestine, Texas car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,923 | $5,004 | $5,232 |
| American Family | $3,740 | $3,869 | $4,437 |
| Geico | $2,718 | $2,836 | $3,077 |
| Nationwide | $3,795 | $3,373 | $3,404 |
| Progressive | $4,310 | $4,478 | $4,708 |
| State Farm | $2,742 | $2,872 | $3,029 |
| USAA | $2,449 | $2,519 | $2,618 |
Palestine, TX Car Insurance Rates by Age, Gender, and Marital Status
Palestine, Texas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Palestine, TX car insurance, get quotes from multiple car insurance companies in the Palestine area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,284 | $3,312 | $3,244 | $3,244 | $8,642 | $10,424 | $4,054 | $4,220 |
| American Family | $2,439 | $2,704 | $2,271 | $2,590 | $6,343 | $8,338 | $3,473 | $3,964 |
| Geico | $2,167 | $2,330 | $2,096 | $2,365 | $4,620 | $4,790 | $2,331 | $2,318 |
| Nationwide | $2,221 | $2,260 | $1,965 | $2,080 | $6,237 | $8,009 | $2,603 | $2,816 |
| Progressive | $2,412 | $2,298 | $2,141 | $2,185 | $10,009 | $11,166 | $2,863 | $2,916 |
| State Farm | $2,039 | $2,039 | $1,807 | $1,807 | $4,783 | $6,080 | $2,209 | $2,282 |
| USAA | $1,616 | $1,631 | $1,539 | $1,535 | $4,501 | $4,919 | $2,160 | $2,328 |
Palestine, TX Car Insurance Rates for Teens
How much is Palestine, Texas car insurance for teens? Compare rates from top Palestine car insurance companies below to help find the cheapest teen car insurance in Palestine, TX.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,642 | $10,424 |
| American Family | $6,343 | $8,338 |
| Geico | $4,620 | $4,790 |
| Nationwide | $6,237 | $8,009 |
| Progressive | $10,009 | $11,166 |
| State Farm | $4,783 | $6,080 |
| USAA | $4,501 | $4,919 |
Palestine, TX Car Insurance Rates for Seniors
Before seniors buy Palestine, Texas car insurance, they should make sure to shop around. Some Palestine, TX car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,244 | $3,244 |
| American Family | $2,271 | $2,590 |
| Geico | $2,096 | $2,365 |
| Nationwide | $1,965 | $2,080 |
| Progressive | $2,141 | $2,185 |
| State Farm | $1,807 | $1,807 |
| USAA | $1,539 | $1,535 |
Palestine, TX Car Insurance Rates by Credit History
How does your credit history affect Palestine, TX car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,432 | $4,703 | $4,024 |
| American Family | $5,544 | $3,463 | $3,040 |
| Geico | $4,426 | $2,517 | $1,688 |
| Nationwide | $4,227 | $3,394 | $2,952 |
| Progressive | $5,072 | $4,374 | $4,050 |
| State Farm | $4,084 | $2,538 | $2,020 |
| USAA | $3,727 | $2,141 | $1,718 |
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Palestine, TX Car Insurance Rates by Driver History
How does a single speeding ticket affect your Palestine, Texas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Palestine.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,925 | $6,054 | $6,307 | $3,925 |
| American Family | $3,670 | $4,641 | $4,080 | $3,670 |
| Geico | $2,446 | $3,209 | $2,704 | $3,149 |
| Nationwide | $3,059 | $3,059 | $4,526 | $3,453 |
| Progressive | $3,925 | $5,063 | $4,586 | $4,422 |
| State Farm | $2,571 | $2,934 | $3,447 | $2,571 |
| USAA | $1,888 | $2,779 | $3,280 | $2,168 |
Palestine, TX Car Insurance Rates With a DUI
Even a single DUI can increase your Palestine, TX car insurance rates. Compare rates below to see which Palestine car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,307 |
| American Family | $4,080 |
| Geico | $2,704 |
| Nationwide | $4,526 |
| Progressive | $4,586 |
| State Farm | $3,447 |
| USAA | $3,280 |
Palestine, TX Car Insurance Rates by ZIP Code
Just like Palestine car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Palestine, TX car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 75801 | $5,408 |
| 75803 | $5,343 |
Palestine, TX Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Palestine, TX car insurance rates may be. Let’s take a look at average car insurance rates from top Palestine companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,933 | $5,173 |
| American Family | $4,015 | $4,015 |
| Geico | $2,823 | $2,931 |
| Nationwide | $3,524 | $3,524 |
| Progressive | $4,499 | $4,499 |
| State Farm | $2,881 | $2,881 |
| USAA | $2,496 | $2,561 |
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Palestine, TX Cheapest Car Insurance Rates
How do the top Palestine, Texas car insurance companies’ average rates stack up against the Palestine average monthly car insurance rates of $302? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Palestine, TX Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Palestine, Texas car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,053 |
| American Family | $4,015 |
| Geico | $2,877 |
| Nationwide | $3,524 |
| Progressive | $4,499 |
| State Farm | $2,881 |
| USAA | $2,529 |
Other Factors Affecting Palestine, TX Car Insurance Rates
Before you buy Palestine, Texas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Palestine, TX Commute Time
How does your Palestine, TX commute time compare with the average driver? In Palestine, the average commute is 16.5 minutes.
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Palestine, TX Car Insurance Quotes
Compare Palestine, TX car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.