Affordable Car Insurance Rates in Medina, OH (2024)
Car insurance rates in Medina, OH are $222/month on average. By law, Ohio drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Medina car insurance companies to get the coverage you need at the best rates available.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Medina, OH for senior drivers are $1,371/year
- The cheapest car insurance company in Medina for teen drivers is USAA
- Average car insurance rates in Medina, OH are $222/month
Average car insurance rates in Medina, Ohio are $222 a month. But with a little research you can get a great deal from the top car insurance companies in Medina, OH. Before you buy Medina, Ohio car insurance, make sure your coverage meets or exceeds the Ohio minimum of 25/50/25.
It may even be helpful to compare Medina car insurance rates with Hamilton car insurance rates, Parma car insurance rates, or Toledo car insurance rates to make sure you’re getting the best Medina, OH car insurance quotes available.
Need affordable Medina, OH car insurance? Enter your ZIP code to compare Medina car insurance quotes from multiple car insurance companies near you.
Medina, OH Minimum Car Insurance Coverage
Medina, Ohio law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Medina, OH Car Insurance Rates by Coverage Level
Some Medina drivers can get by with the Ohio minimum coverage of 25/50/25. Other drivers may need more. See how much your Medina, Ohio car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,988 | $3,086 | $3,201 |
| American Family | $1,462 | $1,502 | $1,505 |
| Farmers | $3,053 | $3,181 | $3,459 |
| Geico | $1,587 | $1,635 | $1,706 |
| Liberty Mutual | $3,918 | $4,099 | $4,213 |
| Nationwide | $3,285 | $2,888 | $2,764 |
| Progressive | $3,071 | $3,158 | $3,317 |
| State Farm | $2,349 | $2,490 | $2,605 |
| Travelers | $2,918 | $3,054 | $3,063 |
| USAA | $1,367 | $1,435 | $1,506 |
Medina, OH Car Insurance Rates by Age, Gender, and Marital Status
Medina, Ohio car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Medina, OH car insurance, get quotes from multiple car insurance companies in the Medina area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,045 | $2,028 | $1,852 | $1,977 | $5,797 | $6,634 | $2,133 | $2,269 |
| American Family | $904 | $937 | $833 | $835 | $2,929 | $3,172 | $1,124 | $1,183 |
| Farmers | $1,695 | $1,688 | $1,493 | $1,578 | $7,617 | $7,906 | $1,897 | $1,973 |
| Geico | $1,183 | $1,151 | $1,121 | $1,137 | $3,179 | $2,953 | $1,312 | $1,106 |
| Liberty Mutual | $1,886 | $2,057 | $1,451 | $1,765 | $9,995 | $11,281 | $1,998 | $2,178 |
| Nationwide | $1,982 | $1,989 | $1,793 | $1,802 | $5,115 | $6,573 | $2,120 | $2,459 |
| Progressive | $1,614 | $1,512 | $1,347 | $1,388 | $7,372 | $8,288 | $1,936 | $1,999 |
| State Farm | $1,477 | $1,477 | $1,327 | $1,327 | $4,679 | $5,881 | $1,717 | $1,965 |
| Travelers | $1,379 | $1,399 | $1,373 | $1,366 | $6,000 | $9,507 | $1,437 | $1,633 |
| USAA | $871 | $878 | $830 | $828 | $2,683 | $2,986 | $1,162 | $1,250 |
Medina, OH Car Insurance Rates for Teens
How much is Medina, Ohio car insurance for teens? Compare rates from top Medina car insurance companies below to help find the cheapest teen car insurance in Medina, OH.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,797 | $6,634 |
| American Family | $2,929 | $3,172 |
| Farmers | $7,617 | $7,906 |
| Geico | $3,179 | $2,953 |
| Liberty Mutual | $9,995 | $11,281 |
| Nationwide | $5,115 | $6,573 |
| Progressive | $7,372 | $8,288 |
| State Farm | $4,679 | $5,881 |
| Travelers | $6,000 | $9,507 |
| USAA | $2,683 | $2,986 |
Medina, OH Car Insurance Rates for Seniors
Before seniors buy Medina, Ohio car insurance, they should make sure to shop around. Some Medina, OH car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,852 | $1,977 |
| American Family | $833 | $835 |
| Farmers | $1,493 | $1,578 |
| Geico | $1,121 | $1,137 |
| Liberty Mutual | $1,451 | $1,765 |
| Nationwide | $1,793 | $1,802 |
| Progressive | $1,347 | $1,388 |
| State Farm | $1,327 | $1,327 |
| Travelers | $1,373 | $1,366 |
| USAA | $830 | $828 |
Medina, OH Car Insurance Rates by Credit History
How does your credit history affect Medina, OH car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,965 | $2,897 | $2,413 |
| American Family | $1,984 | $1,347 | $1,138 |
| Farmers | $3,651 | $3,095 | $2,947 |
| Geico | $1,967 | $1,643 | $1,319 |
| Liberty Mutual | $5,830 | $3,587 | $2,813 |
| Nationwide | $3,592 | $2,897 | $2,449 |
| Progressive | $3,560 | $3,091 | $2,895 |
| State Farm | $3,536 | $2,185 | $1,722 |
| Travelers | $3,366 | $2,930 | $2,739 |
| USAA | $1,861 | $1,320 | $1,127 |
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Medina, OH Car Insurance Rates by Driver History
How does a single speeding ticket affect your Medina, Ohio car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Medina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,584 | $3,137 | $3,709 | $2,937 |
| American Family | $1,427 | $1,511 | $1,511 | $1,511 |
| Farmers | $2,663 | $3,435 | $3,349 | $3,477 |
| Geico | $1,113 | $1,609 | $2,345 | $1,504 |
| Liberty Mutual | $3,423 | $4,400 | $4,488 | $3,995 |
| Nationwide | $2,395 | $3,036 | $3,841 | $2,644 |
| Progressive | $2,741 | $3,741 | $2,919 | $3,327 |
| State Farm | $2,257 | $2,706 | $2,481 | $2,481 |
| Travelers | $2,216 | $2,890 | $4,364 | $2,577 |
| USAA | $1,101 | $1,477 | $1,946 | $1,220 |
Medina, OH Car Insurance Rates With a DUI
Even a single DUI can increase your Medina, OH car insurance rates. Compare rates below to see which Medina car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,709 |
| American Family | $1,511 |
| Farmers | $3,349 |
| Geico | $2,345 |
| Liberty Mutual | $4,488 |
| Nationwide | $3,841 |
| Progressive | $2,919 |
| State Farm | $2,481 |
| Travelers | $4,364 |
| USAA | $1,946 |
Medina, OH Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Medina, OH car insurance rates may be. Let’s take a look at average car insurance rates from top Medina companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,092 | $3,092 |
| American Family | $1,472 | $1,508 |
| Farmers | $3,231 | $3,231 |
| Geico | $1,615 | $1,670 |
| Liberty Mutual | $4,077 | $4,077 |
| Nationwide | $2,979 | $2,979 |
| Progressive | $3,182 | $3,182 |
| State Farm | $2,419 | $2,544 |
| Travelers | $3,012 | $3,012 |
| USAA | $1,381 | $1,491 |
Medina, OH Cheapest Car Insurance Rates
How do the top Medina, Ohio car insurance companies’ average rates stack up against the Medina average monthly car insurance rates of $222? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Medina, OH Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Medina, Ohio car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,092 |
| American Family | $1,490 |
| Farmers | $3,231 |
| Geico | $1,643 |
| Liberty Mutual | $4,077 |
| Nationwide | $2,979 |
| Progressive | $3,182 |
| State Farm | $2,481 |
| Travelers | $3,012 |
| USAA | $1,436 |
Other Factors Affecting Medina, OH Car Insurance Rates
Before you buy Medina, Ohio car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Medina, OH Commute Time
How does your Medina, OH commute time compare with the average driver? In Medina, the average commute is 26.9 minutes.
Medina, OH Traffic
Spending time in Medina traffic can lead to higher car insurance rates. According to INRIX data, Medina, OH ranks as the 998th-most congested with traffic in the world.
Medina, OH Car Insurance Quotes
Compare Medina, OH car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.