Affordable Car Insurance Rates in Heath, OH (2024)
Car insurance rates in Heath, OH are $233/month on average. By law, Ohio drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Heath car insurance companies to get the coverage you need at the best rates available.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Heath for teen drivers is USAA
- The annual number of car thefts in Heath is 19.
- Average car insurance rates in Heath, OH for senior drivers are $1,460/year
Average car insurance rates in Heath, Ohio are $233 a month. But with a little research you can get a great deal from the top car insurance companies in Heath, OH. Before you buy Heath, Ohio car insurance, make sure your coverage meets or exceeds the Ohio minimum of 25/50/25.
It may even be helpful to compare Heath car insurance rates with Columbus car insurance rates, Akron car insurance rates, or Cincinnati car insurance rates to make sure you’re getting the best Heath, OH car insurance quotes available.
Need affordable Heath, OH car insurance? Enter your ZIP code to compare Heath car insurance quotes from multiple car insurance companies near you.
Heath, OH Minimum Car Insurance Coverage
Heath, Ohio law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Heath, OH Car Insurance Rates by Coverage Level
Some Heath drivers can get by with the Ohio minimum coverage of 25/50/25. Other drivers may need more. See how much your Heath, Ohio car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,197 | $3,284 | $3,388 |
| American Family | $1,490 | $1,524 | $1,522 |
| Farmers | $3,058 | $3,171 | $3,422 |
| Geico | $1,793 | $1,843 | $1,917 |
| Liberty Mutual | $4,221 | $4,411 | $4,539 |
| Nationwide | $3,678 | $3,222 | $3,073 |
| Progressive | $3,043 | $3,118 | $3,258 |
| State Farm | $2,566 | $2,689 | $2,791 |
| Travelers | $3,031 | $3,140 | $3,133 |
| USAA | $1,400 | $1,459 | $1,523 |
Heath, OH Car Insurance Rates by Age, Gender, and Marital Status
Heath, Ohio car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Heath, OH car insurance, get quotes from multiple car insurance companies in the Heath area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,210 | $2,210 | $1,981 | $2,122 | $6,033 | $6,912 | $2,339 | $2,510 |
| American Family | $935 | $971 | $855 | $858 | $2,922 | $3,171 | $1,160 | $1,222 |
| Farmers | $1,727 | $1,723 | $1,523 | $1,603 | $7,461 | $7,743 | $1,933 | $2,023 |
| Geico | $1,334 | $1,296 | $1,251 | $1,264 | $3,589 | $3,339 | $1,483 | $1,255 |
| Liberty Mutual | $2,074 | $2,267 | $1,595 | $1,943 | $10,614 | $11,997 | $2,213 | $2,420 |
| Nationwide | $2,215 | $2,226 | $1,999 | $2,013 | $5,680 | $7,325 | $2,374 | $2,764 |
| Progressive | $1,632 | $1,545 | $1,356 | $1,399 | $7,145 | $8,049 | $1,963 | $2,027 |
| State Farm | $1,631 | $1,631 | $1,451 | $1,451 | $4,975 | $6,252 | $1,892 | $2,171 |
| Travelers | $1,448 | $1,471 | $1,435 | $1,426 | $6,141 | $9,648 | $1,508 | $1,735 |
| USAA | $887 | $895 | $842 | $843 | $2,721 | $3,032 | $1,186 | $1,281 |
Heath, OH Car Insurance Rates for Teens
How much is Heath, Ohio car insurance for teens? Compare rates from top Heath car insurance companies below to help find the cheapest teen car insurance in Heath, OH.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,033 | $6,912 |
| American Family | $2,922 | $3,171 |
| Farmers | $7,461 | $7,743 |
| Geico | $3,589 | $3,339 |
| Liberty Mutual | $10,614 | $11,997 |
| Nationwide | $5,680 | $7,325 |
| Progressive | $7,145 | $8,049 |
| State Farm | $4,975 | $6,252 |
| Travelers | $6,141 | $9,648 |
| USAA | $2,721 | $3,032 |
Heath, OH Car Insurance Rates for Seniors
Before seniors buy Heath, Ohio car insurance, they should make sure to shop around. Some Heath, OH car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,981 | $2,122 |
| American Family | $855 | $858 |
| Farmers | $1,523 | $1,603 |
| Geico | $1,251 | $1,264 |
| Liberty Mutual | $1,595 | $1,943 |
| Nationwide | $1,999 | $2,013 |
| Progressive | $1,356 | $1,399 |
| State Farm | $1,451 | $1,451 |
| Travelers | $1,435 | $1,426 |
| USAA | $842 | $843 |
Heath, OH Car Insurance Rates by Credit History
How does your credit history affect Heath, OH car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,230 | $3,070 | $2,569 |
| American Family | $2,009 | $1,369 | $1,157 |
| Farmers | $3,648 | $3,075 | $2,929 |
| Geico | $2,220 | $1,851 | $1,483 |
| Liberty Mutual | $6,300 | $3,851 | $3,021 |
| Nationwide | $4,013 | $3,232 | $2,728 |
| Progressive | $3,534 | $3,044 | $2,841 |
| State Farm | $3,823 | $2,362 | $1,861 |
| Travelers | $3,471 | $3,017 | $2,816 |
| USAA | $1,898 | $1,342 | $1,143 |
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Heath, OH Car Insurance Rates by Driver History
How does a single speeding ticket affect your Heath, Ohio car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Heath.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,777 | $3,348 | $3,903 | $3,131 |
| American Family | $1,448 | $1,533 | $1,533 | $1,533 |
| Farmers | $2,656 | $3,414 | $3,330 | $3,468 |
| Geico | $1,256 | $1,814 | $2,629 | $1,707 |
| Liberty Mutual | $3,693 | $4,728 | $4,839 | $4,301 |
| Nationwide | $2,663 | $3,389 | $4,300 | $2,945 |
| Progressive | $2,709 | $3,674 | $2,881 | $3,293 |
| State Farm | $2,450 | $2,913 | $2,682 | $2,682 |
| Travelers | $2,286 | $2,976 | $4,485 | $2,659 |
| USAA | $1,123 | $1,504 | $1,971 | $1,244 |
Heath, OH Car Insurance Rates With a DUI
Even a single DUI can increase your Heath, OH car insurance rates. Compare rates below to see which Heath car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,903 |
| American Family | $1,533 |
| Farmers | $3,330 |
| Geico | $2,629 |
| Liberty Mutual | $4,839 |
| Nationwide | $4,300 |
| Progressive | $2,881 |
| State Farm | $2,682 |
| Travelers | $4,485 |
| USAA | $1,971 |
Heath, OH Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Heath, OH car insurance rates may be. Let’s take a look at average car insurance rates from top Heath companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,290 | $3,290 |
| American Family | $1,493 | $1,530 |
| Farmers | $3,217 | $3,217 |
| Geico | $1,819 | $1,883 |
| Liberty Mutual | $4,390 | $4,390 |
| Nationwide | $3,324 | $3,324 |
| Progressive | $3,140 | $3,140 |
| State Farm | $2,617 | $2,747 |
| Travelers | $3,101 | $3,101 |
| USAA | $1,406 | $1,516 |
Heath, OH Cheapest Car Insurance Rates
How do the top Heath, Ohio car insurance companies’ average rates stack up against the Heath average monthly car insurance rates of $233? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Heath, OH Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Heath, Ohio car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,290 |
| American Family | $1,512 |
| Farmers | $3,217 |
| Geico | $1,851 |
| Liberty Mutual | $4,390 |
| Nationwide | $3,324 |
| Progressive | $3,140 |
| State Farm | $2,682 |
| Travelers | $3,101 |
| USAA | $1,461 |
Other Factors Affecting Heath, OH Car Insurance Rates
Before you buy Heath, Ohio car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Heath, OH Car Theft Rates
The car theft rate in Heath, OH will affect your car insurance rates. FBI data shows that the annual car theft rate for Heath, Ohio is 19 stolen cars.
Heath, OH Commute Time
How does your Heath, OH commute time compare with the average driver? In Heath, the average commute is 20.7 minutes.
Heath, OH Car Insurance Quotes
Compare Heath, OH car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.