Affordable Car Insurance Rates in Hannibal, MO (2024)
Car insurance rates in Hannibal, MO are $257/month on average. By law, Missouri drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Hannibal car insurance companies to get the coverage you need at the best rates available.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Hannibal for teen drivers is Nationwide
- Average car insurance rates in Hannibal, MO for senior drivers are $1,747/year
- The cheapest car insurance company in Hannibal after a DUI is State Farm
Average car insurance rates in Hannibal, Missouri are $257 a month. But with a little research you can get a great deal from the top car insurance companies in Hannibal, MO. Before you buy Hannibal, Missouri car insurance, make sure your coverage meets or exceeds the Missouri minimum of 25/50/25.
It may even be helpful to compare Hannibal car insurance rates with St. Louis car insurance rates, St. Charles car insurance rates, or St. Joseph car insurance rates to make sure you’re getting the best Hannibal, MO car insurance quotes available.
Need affordable Hannibal, MO car insurance? Enter your ZIP code to compare Hannibal car insurance quotes from multiple car insurance companies near you.
Hannibal, MO Minimum Car Insurance Coverage
Hannibal, Missouri law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Hannibal, MO Car Insurance Rates by Coverage Level
Some Hannibal drivers can get by with the Missouri minimum coverage of 25/50/25. Other drivers may need more. See how much your Hannibal, Missouri car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,825 | $3,954 | $4,107 |
| American Family | $2,811 | $2,991 | $2,895 |
| Farmers | $3,669 | $3,871 | $4,179 |
| Geico | $2,504 | $2,674 | $2,798 |
| Liberty Mutual | $3,959 | $4,215 | $4,409 |
| Nationwide | $1,843 | $1,974 | $2,054 |
| Progressive | $2,754 | $3,077 | $3,377 |
| State Farm | $2,440 | $2,607 | $2,744 |
| USAA | $2,442 | $2,545 | $2,673 |
Hannibal, MO Car Insurance Rates by Age, Gender, and Marital Status
Hannibal, Missouri car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hannibal, MO car insurance, get quotes from multiple car insurance companies in the Hannibal area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,766 | $2,681 | $2,482 | $2,562 | $7,583 | $8,206 | $2,661 | $2,753 |
| American Family | $1,903 | $1,903 | $1,694 | $1,694 | $5,159 | $6,711 | $1,903 | $2,227 |
| Farmers | $2,193 | $2,188 | $1,965 | $2,077 | $8,720 | $9,017 | $2,488 | $2,603 |
| Geico | $1,785 | $1,982 | $1,390 | $1,740 | $5,343 | $5,669 | $1,668 | $1,692 |
| Liberty Mutual | $2,566 | $2,785 | $2,115 | $2,374 | $8,583 | $9,535 | $2,706 | $2,890 |
| Nationwide | $1,312 | $1,343 | $1,173 | $1,246 | $3,271 | $4,201 | $1,492 | $1,617 |
| Progressive | $1,899 | $1,769 | $1,556 | $1,600 | $6,143 | $6,903 | $2,317 | $2,368 |
| State Farm | $1,647 | $1,647 | $1,466 | $1,466 | $4,679 | $5,916 | $1,851 | $2,106 |
| USAA | $1,568 | $1,555 | $1,412 | $1,439 | $4,644 | $5,677 | $1,954 | $2,176 |
Hannibal, MO Car Insurance Rates for Teens
How much is Hannibal, Missouri car insurance for teens? Compare rates from top Hannibal car insurance companies below to help find the cheapest teen car insurance in Hannibal, MO.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,583 | $8,206 |
| American Family | $5,159 | $6,711 |
| Farmers | $8,720 | $9,017 |
| Geico | $5,343 | $5,669 |
| Liberty Mutual | $8,583 | $9,535 |
| Nationwide | $3,271 | $4,201 |
| Progressive | $6,143 | $6,903 |
| State Farm | $4,679 | $5,916 |
| USAA | $4,644 | $5,677 |
Hannibal, MO Car Insurance Rates for Seniors
Before seniors buy Hannibal, Missouri car insurance, they should make sure to shop around. Some Hannibal, MO car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,482 | $2,562 |
| American Family | $1,694 | $1,694 |
| Farmers | $1,965 | $2,077 |
| Geico | $1,390 | $1,740 |
| Liberty Mutual | $2,115 | $2,374 |
| Nationwide | $1,173 | $1,246 |
| Progressive | $1,556 | $1,600 |
| State Farm | $1,466 | $1,466 |
| USAA | $1,412 | $1,439 |
Hannibal, MO Car Insurance Rates by Credit History
How does your credit history affect Hannibal, MO car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,465 | $3,514 | $2,906 |
| American Family | $3,787 | $2,665 | $2,246 |
| Farmers | $4,471 | $3,714 | $3,534 |
| Geico | $3,669 | $2,392 | $1,915 |
| Liberty Mutual | $6,020 | $3,669 | $2,894 |
| Nationwide | $2,309 | $1,903 | $1,658 |
| Progressive | $3,553 | $2,943 | $2,712 |
| State Farm | $3,536 | $2,330 | $1,926 |
| USAA | $4,253 | $1,984 | $1,423 |
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Hannibal, MO Car Insurance Rates by Driver History
How does a single speeding ticket affect your Hannibal, Missouri car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hannibal.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,406 | $3,835 | $4,758 | $3,848 |
| American Family | $2,174 | $3,153 | $3,794 | $2,476 |
| Farmers | $3,412 | $4,184 | $4,097 | $3,932 |
| Geico | $2,119 | $2,684 | $3,549 | $2,281 |
| Liberty Mutual | $3,059 | $4,367 | $4,512 | $4,840 |
| Nationwide | $1,554 | $1,972 | $2,607 | $1,694 |
| Progressive | $2,669 | $3,547 | $2,950 | $3,111 |
| State Farm | $2,393 | $2,802 | $2,597 | $2,597 |
| USAA | $2,050 | $2,486 | $3,437 | $2,240 |
Hannibal, MO Car Insurance Rates With a DUI
Even a single DUI can increase your Hannibal, MO car insurance rates. Compare rates below to see which Hannibal car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,758 |
| American Family | $3,794 |
| Farmers | $4,097 |
| Geico | $3,549 |
| Liberty Mutual | $4,512 |
| Nationwide | $2,607 |
| Progressive | $2,950 |
| State Farm | $2,597 |
| USAA | $3,437 |
Hannibal, MO Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Hannibal, MO car insurance rates may be. Let’s take a look at average car insurance rates from top Hannibal companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,962 | $3,962 |
| American Family | $2,871 | $2,928 |
| Farmers | $3,906 | $3,906 |
| Geico | $2,605 | $2,712 |
| Liberty Mutual | $4,194 | $4,194 |
| Nationwide | $1,957 | $1,957 |
| Progressive | $3,069 | $3,069 |
| State Farm | $2,533 | $2,661 |
| USAA | $2,461 | $2,646 |
Hannibal, MO Cheapest Car Insurance Rates
How do the top Hannibal, Missouri car insurance companies’ average rates stack up against the Hannibal average monthly car insurance rates of $257? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Nationwide |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Hannibal, MO Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Hannibal, Missouri car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,962 |
| American Family | $2,899 |
| Farmers | $3,906 |
| Geico | $2,659 |
| Liberty Mutual | $4,194 |
| Nationwide | $1,957 |
| Progressive | $3,069 |
| State Farm | $2,597 |
| USAA | $2,553 |
Other Factors Affecting Hannibal, MO Car Insurance Rates
Before you buy Hannibal, Missouri car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Hannibal, MO Commute Time
How does your Hannibal, MO commute time compare with the average driver? In Hannibal, the average commute is 15.7 minutes.
Hannibal, MO Car Insurance Quotes
Compare Hannibal, MO car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.