Affordable Car Insurance Rates in Effort, PA (2024)
Car insurance rates in Effort, PA are $413/month on average. By law, Pennsylvania drivers need to carry at least 15/30/5 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Effort car insurance companies to get the coverage you need at the best rates available.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Effort after a DUI is USAA
- Average car insurance rates in Effort, PA for senior drivers are $2,511/year
- The cheapest car insurance company in Effort for teen drivers is USAA
Average car insurance rates in Effort, Pennsylvania are $413 a month. But with a little research you can get a great deal from the top car insurance companies in Effort, PA. Before you buy Effort, Pennsylvania car insurance, make sure your coverage meets or exceeds the Pennsylvania minimum of 15/30/5.
It may even be helpful to compare Effort car insurance rates with Harrisburg car insurance rates, Reading car insurance rates, or Erie car insurance rates to make sure you’re getting the best Effort, PA car insurance quotes available.
Need affordable Effort, PA car insurance? Enter your ZIP code to compare Effort car insurance quotes from multiple car insurance companies near you.
Effort, PA Minimum Car Insurance Coverage
Effort, Pennsylvania law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.
Minimum Required Car Insurance Coverage in Effort, Pennsylvania
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Effort, PA Car Insurance Rates by Coverage Level
Some Effort drivers can get by with the Pennsylvania minimum coverage of 15/30/5. Other drivers may need more. See how much your Effort, Pennsylvania car insurance rates may be based on the coverage you need.
Annual Car Insurance Rates by Coverage Level in Effort, Pennsylvania
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,671 | $4,926 | $5,084 |
| Geico | $3,278 | $3,664 | $3,940 |
| Liberty Mutual | $7,321 | $7,678 | $7,896 |
| Nationwide | $3,122 | $3,162 | $3,078 |
| Progressive | $4,816 | $5,335 | $5,767 |
| State Farm | $2,937 | $3,213 | $3,348 |
| Travelers | $9,980 | $9,965 | $9,909 |
| USAA | $1,835 | $1,989 | $2,092 |
Effort, PA Car Insurance Rates by Age, Gender, and Marital Status
Effort, Pennsylvania car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Effort, PA car insurance, get quotes from multiple car insurance companies in the Effort area and see how these criteria affect your rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Effort, Pennsylvania
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,009 | $3,009 | $2,774 | $2,774 | $10,469 | $10,469 | $3,323 | $3,323 |
| Geico | $2,879 | $2,485 | $2,709 | $2,339 | $7,079 | $6,130 | $2,898 | $2,501 |
| Liberty Mutual | $4,990 | $4,990 | $4,569 | $4,569 | $14,625 | $14,625 | $6,343 | $6,343 |
| Nationwide | $2,126 | $2,126 | $2,014 | $2,014 | $5,960 | $5,960 | $2,382 | $2,382 |
| Progressive | $3,347 | $3,347 | $2,987 | $2,987 | $10,661 | $10,661 | $4,230 | $4,230 |
| State Farm | $1,929 | $1,929 | $1,706 | $1,706 | $6,900 | $6,900 | $2,130 | $2,130 |
| Travelers | $2,194 | $2,194 | $2,369 | $2,369 | $32,598 | $32,598 | $2,644 | $2,644 |
| USAA | $1,267 | $1,267 | $1,143 | $1,143 | $3,791 | $3,791 | $1,688 | $1,688 |
Effort, PA Car Insurance Rates for Teens
How much is Effort, Pennsylvania car insurance for teens? Compare rates from top Effort car insurance companies below to help find the cheapest teen car insurance in Effort, PA.
Annual Car Insurance Rates for Teen Drivers in Effort, Pennsylvania
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,469 | $10,469 |
| Geico | $7,079 | $6,130 |
| Liberty Mutual | $14,625 | $14,625 |
| Nationwide | $5,960 | $5,960 |
| Progressive | $10,661 | $10,661 |
| State Farm | $6,900 | $6,900 |
| Travelers | $32,598 | $32,598 |
| USAA | $3,791 | $3,791 |
Effort, PA Car Insurance Rates for Seniors
Before seniors buy Effort, Pennsylvania car insurance, they should make sure to shop around. Some Effort, PA car insurance companies may offer discounts or other savings options for senior car insurance.
Annual Car Insurance Rates for Senior Drivers in Effort, Pennsylvania
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,774 | $2,774 |
| Geico | $2,709 | $2,339 |
| Liberty Mutual | $4,569 | $4,569 |
| Nationwide | $2,014 | $2,014 |
| Progressive | $2,987 | $2,987 |
| State Farm | $1,706 | $1,706 |
| Travelers | $2,369 | $2,369 |
| USAA | $1,143 | $1,143 |
Effort, PA Car Insurance Rates by Credit History
How does your credit history affect Effort, PA car insurance rates? Review the numbers here to find out.
Annual Car Insurance Rates by Credit Score in Effort, Pennsylvania
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,240 | $4,678 | $3,764 |
| Geico | $5,469 | $3,060 | $2,353 |
| Liberty Mutual | $9,747 | $6,984 | $6,164 |
| Nationwide | $3,662 | $3,011 | $2,688 |
| Progressive | $7,040 | $4,929 | $3,950 |
| State Farm | $4,504 | $2,791 | $2,203 |
| Travelers | $10,830 | $9,784 | $9,239 |
| USAA | $2,471 | $1,828 | $1,617 |
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Effort, PA Car Insurance Rates by Driver History
How does a single speeding ticket affect your Effort, Pennsylvania car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Effort.
Annual Effort, Pennsylvania Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,675 | $5,549 | $4,675 | $4,675 |
| Geico | $2,667 | $4,542 | $3,593 | $3,707 |
| Liberty Mutual | $6,968 | $7,970 | $7,794 | $7,794 |
| Nationwide | $2,255 | $3,015 | $4,198 | $3,014 |
| Progressive | $4,804 | $6,648 | $4,953 | $4,819 |
| State Farm | $2,895 | $3,437 | $3,166 | $3,166 |
| Travelers | $7,053 | $10,042 | $12,667 | $10,042 |
| USAA | $1,588 | $2,189 | $2,337 | $1,775 |
Effort, PA Car Insurance Rates With a DUI
Even a single DUI can increase your Effort, PA car insurance rates. Compare rates below to see which Effort car insurance company has the best rates for drivers with a DUI.
Annual Car Insurance Rates After a DUI in Effort, Pennsylvania
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,675 |
| Geico | $3,593 |
| Liberty Mutual | $7,794 |
| Nationwide | $4,198 |
| Progressive | $4,953 |
| State Farm | $3,166 |
| Travelers | $12,667 |
| USAA | $2,337 |
Effort, PA Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Effort, PA car insurance rates may be. Let’s take a look at average car insurance rates from top Effort companies based on commute time.
Annual Car Insurance Rates by Commute Length in Effort, Pennsylvania
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,791 | $4,997 |
| Geico | $3,567 | $3,688 |
| Liberty Mutual | $7,436 | $7,828 |
| Nationwide | $3,121 | $3,121 |
| Progressive | $5,306 | $5,306 |
| State Farm | $3,072 | $3,260 |
| Travelers | $9,951 | $9,951 |
| USAA | $1,915 | $2,029 |
Effort, PA Cheapest Car Insurance Rates
How do the top Effort, Pennsylvania car insurance companies’ average rates stack up against the Effort average monthly car insurance rates of $413? Take a look and see.
Best Annual Car Insurance Rates by Company in Effort, Pennsylvania
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Effort, PA Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Effort, Pennsylvania car insurance companies to help you find one that best fits your needs.
Average Annual Car Insurance Rates by Company in Effort, Pennsylvania
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,894 |
| Geico | $3,628 |
| Liberty Mutual | $7,632 |
| Nationwide | $3,121 |
| Progressive | $5,306 |
| State Farm | $3,166 |
| Travelers | $9,951 |
| USAA | $1,972 |
Other Factors Affecting Effort, PA Car Insurance Rates
Before you buy Effort, Pennsylvania car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Effort, PA Commute Time
How does your Effort, PA commute time compare with the average driver? In Effort, the average commute is 40.8 minutes.
Effort, PA Car Insurance Quotes
Compare Effort, PA car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.