Affordable Car Insurance Rates in East Elmhurst, NY (2024)
Car insurance rates in East Elmhurst, NY are $670/month on average. By law, New York drivers need to carry at least 25/50/10 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple East Elmhurst car insurance companies to get the coverage you need at the best rates available.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in East Elmhurst for teen drivers is Geico
- The cheapest car insurance company in East Elmhurst after a DUI is Geico
- Average car insurance rates in East Elmhurst, NY for senior drivers are $5,033/year
Average car insurance rates in East Elmhurst, New York are $670 a month. But with a little research you can get a great deal from the top car insurance companies in East Elmhurst, NY. Before you buy East Elmhurst, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.
It may even be helpful to compare East Elmhurst car insurance rates with New York car insurance rates, Utica car insurance rates, or Schenectady car insurance rates to make sure you’re getting the best East Elmhurst, NY car insurance quotes available.
Need affordable East Elmhurst, NY car insurance? Enter your ZIP code to compare East Elmhurst car insurance quotes from multiple car insurance companies near you.
East Elmhurst, NY Minimum Car Insurance Coverage
East Elmhurst, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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East Elmhurst, NY Car Insurance Rates by Coverage Level
Some East Elmhurst drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your East Elmhurst, New York car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,672 | $8,763 | $10,108 |
| Geico | $3,719 | $3,965 | $4,314 |
| Liberty Mutual | $12,239 | $12,850 | $13,562 |
| Nationwide | $7,791 | $8,358 | $9,237 |
| Progressive | $6,398 | $6,786 | $7,377 |
| State Farm | $8,149 | $8,725 | $9,132 |
| Travelers | $7,418 | $7,887 | $8,784 |
| USAA | $6,298 | $6,495 | $6,833 |
East Elmhurst, NY Car Insurance Rates by Age, Gender, and Marital Status
East Elmhurst, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy East Elmhurst, NY car insurance, get quotes from multiple car insurance companies in the East Elmhurst area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,954 | $5,452 | $5,706 | $5,753 | $17,948 | $18,972 | $5,552 | $5,447 |
| Geico | $2,918 | $2,809 | $2,808 | $2,767 | $6,042 | $9,357 | $2,611 | $2,681 |
| Liberty Mutual | $9,619 | $9,619 | $8,953 | $8,953 | $18,817 | $27,266 | $9,619 | $10,221 |
| Nationwide | $6,266 | $6,266 | $5,883 | $5,883 | $11,531 | $17,459 | $6,266 | $8,139 |
| Progressive | $4,492 | $4,006 | $3,440 | $3,534 | $13,962 | $14,922 | $5,489 | $4,985 |
| State Farm | $5,547 | $5,547 | $4,875 | $4,875 | $16,214 | $19,772 | $6,139 | $6,379 |
| Travelers | $5,941 | $5,742 | $5,372 | $5,582 | $13,490 | $15,796 | $6,139 | $6,175 |
| USAA | $3,380 | $3,326 | $3,069 | $3,079 | $13,844 | $16,430 | $4,363 | $4,846 |
East Elmhurst, NY Car Insurance Rates for Teens
How much is East Elmhurst, New York car insurance for teens? Compare rates from top East Elmhurst car insurance companies below to help find the cheapest teen car insurance in East Elmhurst, NY.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $17,948 | $18,972 |
| Geico | $6,042 | $9,357 |
| Liberty Mutual | $18,817 | $27,266 |
| Nationwide | $11,531 | $17,459 |
| Progressive | $13,962 | $14,922 |
| State Farm | $16,214 | $19,772 |
| Travelers | $13,490 | $15,796 |
| USAA | $13,844 | $16,430 |
East Elmhurst, NY Car Insurance Rates for Seniors
Before seniors buy East Elmhurst, New York car insurance, they should make sure to shop around. Some East Elmhurst, NY car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,706 | $5,753 |
| Geico | $2,808 | $2,767 |
| Liberty Mutual | $8,953 | $8,953 |
| Nationwide | $5,883 | $5,883 |
| Progressive | $3,440 | $3,534 |
| State Farm | $4,875 | $4,875 |
| Travelers | $5,372 | $5,582 |
| USAA | $3,069 | $3,079 |
East Elmhurst, NY Car Insurance Rates by Credit History
How does your credit history affect East Elmhurst, NY car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $13,123 | $7,298 | $6,123 |
| Geico | $5,010 | $3,682 | $3,305 |
| Liberty Mutual | $18,088 | $11,779 | $8,784 |
| Nationwide | $8,462 | $8,462 | $8,462 |
| Progressive | $11,503 | $5,313 | $3,745 |
| State Farm | $12,236 | $7,676 | $6,094 |
| Travelers | $11,534 | $6,807 | $5,747 |
| USAA | $10,069 | $5,085 | $4,472 |
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East Elmhurst, NY Car Insurance Rates by Driver History
How does a single speeding ticket affect your East Elmhurst, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in East Elmhurst.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,411 | $7,411 | $11,079 | $9,491 |
| Geico | $3,074 | $3,355 | $6,493 | $3,074 |
| Liberty Mutual | $10,107 | $10,107 | $21,214 | $10,107 |
| Nationwide | $6,332 | $6,332 | $14,693 | $6,489 |
| Progressive | $6,648 | $6,648 | $7,417 | $6,702 |
| State Farm | $8,230 | $8,230 | $9,107 | $9,107 |
| Travelers | $6,790 | $8,622 | $8,732 | $7,974 |
| USAA | $5,845 | $5,940 | $8,443 | $5,940 |
East Elmhurst, NY Car Insurance Rates With a DUI
Even a single DUI can increase your East Elmhurst, NY car insurance rates. Compare rates below to see which East Elmhurst car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $11,079 |
| Geico | $6,493 |
| Liberty Mutual | $21,214 |
| Nationwide | $14,693 |
| Progressive | $7,417 |
| State Farm | $9,107 |
| Travelers | $8,732 |
| USAA | $8,443 |
East Elmhurst, NY Car Insurance Rates by ZIP Code
Just like East Elmhurst car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how East Elmhurst, NY car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 11369 | $8,139 |
| 11370 | $7,844 |
East Elmhurst, NY Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your East Elmhurst, NY car insurance rates may be. Let’s take a look at average car insurance rates from top East Elmhurst companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $8,720 | $8,976 |
| Geico | $3,895 | $4,103 |
| Liberty Mutual | $12,509 | $13,258 |
| Nationwide | $8,462 | $8,462 |
| Progressive | $6,854 | $6,854 |
| State Farm | $8,337 | $9,000 |
| Travelers | $8,030 | $8,030 |
| USAA | $6,475 | $6,609 |
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East Elmhurst, NY Cheapest Car Insurance Rates
How do the top East Elmhurst, New York car insurance companies’ average rates stack up against the East Elmhurst average monthly car insurance rates of $670? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
East Elmhurst, NY Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top East Elmhurst, New York car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,848 |
| Geico | $3,999 |
| Liberty Mutual | $12,884 |
| Nationwide | $8,462 |
| Progressive | $6,854 |
| State Farm | $8,669 |
| Travelers | $8,030 |
| USAA | $6,542 |
East Elmhurst, NY Car Insurance Quotes
Compare East Elmhurst, NY car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.