Affordable Car Insurance Rates in Defiance, OH (2024)
Car insurance rates in Defiance, OH are $210/month on average. By law, Ohio drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Defiance car insurance companies to get the coverage you need at the best rates available.
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Adam H. Rosenblum
Principal Attorney
Adam Rosenblum is a founding attorney with over 20 years of experience. His firm, Rosenblum Law, has offices throughout New York and New Jersey. Mr. Rosenblum’s primary focus is on personal injury, criminal defense, and traffic violations. He is admitted to practice in all state and federal courts in New York and New Jersey and is a graduate of Albany Law School. Adam’s extensive experience...
Principal Attorney
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The annual number of car thefts in Defiance is 13.
- Average car insurance rates in Defiance, OH are $210/month
- The cheapest car insurance company in Defiance for teen drivers is American Family
Average car insurance rates in Defiance, Ohio are $210 a month. But with a little research you can get a great deal from the top car insurance companies in Defiance, OH. Before you buy Defiance, Ohio car insurance, make sure your coverage meets or exceeds the Ohio minimum of 25/50/25.
It may even be helpful to compare Defiance car insurance rates with Cincinnati car insurance rates, Cleveland car insurance rates, or Canton car insurance rates to make sure you’re getting the best Defiance, OH car insurance quotes available.
Need affordable Defiance, OH car insurance? Enter your ZIP code to compare Defiance car insurance quotes from multiple car insurance companies near you.
Defiance, OH Minimum Car Insurance Coverage
Defiance, Ohio law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
Minimum Required Car Insurance Coverage in Defiance, Ohio
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Defiance, OH Car Insurance Rates by Coverage Level
Some Defiance drivers can get by with the Ohio minimum coverage of 25/50/25. Other drivers may need more. See how much your Defiance, Ohio car insurance rates may be based on the coverage you need.
Annual Car Insurance Rates by Coverage Level in Defiance, Ohio
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,730 | $2,810 | $2,906 |
| American Family | $1,352 | $1,385 | $1,389 |
| Farmers | $2,954 | $3,060 | $3,295 |
| Geico | $1,645 | $1,691 | $1,760 |
| Liberty Mutual | $3,864 | $4,043 | $4,165 |
| Nationwide | $3,140 | $2,760 | $2,641 |
| Progressive | $3,080 | $3,183 | $3,373 |
| State Farm | $1,937 | $2,037 | $2,121 |
| Travelers | $2,646 | $2,762 | $2,768 |
| USAA | $1,323 | $1,379 | $1,440 |
Defiance, OH Car Insurance Rates by Age, Gender, and Marital Status
Defiance, Ohio car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Defiance, OH car insurance, get quotes from multiple car insurance companies in the Defiance area and see how these criteria affect your rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Defiance, Ohio
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,893 | $1,888 | $1,706 | $1,823 | $5,172 | $5,918 | $1,992 | $2,130 |
| American Family | $898 | $934 | $808 | $816 | $2,539 | $2,762 | $1,095 | $1,153 |
| Farmers | $1,658 | $1,651 | $1,461 | $1,539 | $7,217 | $7,482 | $1,862 | $1,952 |
| Geico | $1,228 | $1,195 | $1,153 | $1,164 | $3,279 | $3,053 | $1,362 | $1,157 |
| Liberty Mutual | $1,883 | $2,055 | $1,450 | $1,764 | $9,795 | $11,059 | $2,002 | $2,184 |
| Nationwide | $1,911 | $1,921 | $1,726 | $1,740 | $4,827 | $6,223 | $2,048 | $2,381 |
| Progressive | $1,657 | $1,561 | $1,381 | $1,426 | $7,358 | $8,286 | $1,980 | $2,047 |
| State Farm | $1,233 | $1,233 | $1,099 | $1,099 | $3,775 | $4,745 | $1,430 | $1,638 |
| Travelers | $1,257 | $1,276 | $1,247 | $1,242 | $5,411 | $8,570 | $1,310 | $1,491 |
| USAA | $839 | $846 | $798 | $797 | $2,571 | $2,863 | $1,119 | $1,210 |
Defiance, OH Car Insurance Rates for Teens
How much is Defiance, Ohio car insurance for teens? Compare rates from top Defiance car insurance companies below to help find the cheapest teen car insurance in Defiance, OH.
Annual Car Insurance Rates for Teen Drivers in Defiance, Ohio
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,172 | $5,918 |
| American Family | $2,539 | $2,762 |
| Farmers | $7,217 | $7,482 |
| Geico | $3,279 | $3,053 |
| Liberty Mutual | $9,795 | $11,059 |
| Nationwide | $4,827 | $6,223 |
| Progressive | $7,358 | $8,286 |
| State Farm | $3,775 | $4,745 |
| Travelers | $5,411 | $8,570 |
| USAA | $2,571 | $2,863 |
Defiance, OH Car Insurance Rates for Seniors
Before seniors buy Defiance, Ohio car insurance, they should make sure to shop around. Some Defiance, OH car insurance companies may offer discounts or other savings options for senior car insurance.
Annual Car Insurance Rates for Senior Drivers in Defiance, Ohio
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,706 | $1,823 |
| American Family | $808 | $816 |
| Farmers | $1,461 | $1,539 |
| Geico | $1,153 | $1,164 |
| Liberty Mutual | $1,450 | $1,764 |
| Nationwide | $1,726 | $1,740 |
| Progressive | $1,381 | $1,426 |
| State Farm | $1,099 | $1,099 |
| Travelers | $1,247 | $1,242 |
| USAA | $798 | $797 |
Defiance, OH Car Insurance Rates by Credit History
How does your credit history affect Defiance, OH car insurance rates? Review the numbers here to find out.
Annual Car Insurance Rates by Credit Score in Defiance, Ohio
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,610 | $2,632 | $2,204 |
| American Family | $1,818 | $1,248 | $1,060 |
| Farmers | $3,518 | $2,966 | $2,824 |
| Geico | $2,035 | $1,699 | $1,363 |
| Liberty Mutual | $5,761 | $3,536 | $2,775 |
| Nationwide | $3,431 | $2,769 | $2,341 |
| Progressive | $3,606 | $3,117 | $2,912 |
| State Farm | $2,894 | $1,790 | $1,411 |
| Travelers | $3,045 | $2,653 | $2,480 |
| USAA | $1,792 | $1,268 | $1,081 |
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Defiance, OH Car Insurance Rates by Driver History
How does a single speeding ticket affect your Defiance, Ohio car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Defiance.
Annual Defiance, Ohio Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,374 | $2,862 | $3,345 | $2,679 |
| American Family | $1,319 | $1,394 | $1,394 | $1,394 |
| Farmers | $2,556 | $3,292 | $3,210 | $3,353 |
| Geico | $1,156 | $1,664 | $2,408 | $1,568 |
| Liberty Mutual | $3,382 | $4,339 | $4,432 | $3,943 |
| Nationwide | $2,285 | $2,902 | $3,677 | $2,525 |
| Progressive | $2,770 | $3,764 | $2,951 | $3,362 |
| State Farm | $1,855 | $2,208 | $2,032 | $2,032 |
| Travelers | $2,013 | $2,617 | $3,940 | $2,333 |
| USAA | $1,062 | $1,422 | $1,861 | $1,176 |
Defiance, OH Car Insurance Rates With a DUI
Even a single DUI can increase your Defiance, OH car insurance rates. Compare rates below to see which Defiance car insurance company has the best rates for drivers with a DUI.
Annual Car Insurance Rates After a DUI in Defiance, Ohio
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,345 |
| American Family | $1,394 |
| Farmers | $3,210 |
| Geico | $2,408 |
| Liberty Mutual | $4,432 |
| Nationwide | $3,677 |
| Progressive | $2,951 |
| State Farm | $2,032 |
| Travelers | $3,940 |
| USAA | $1,861 |
Defiance, OH Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Defiance, OH car insurance rates may be. Let’s take a look at average car insurance rates from top Defiance companies based on commute time.
Annual Car Insurance Rates by Commute Length in Defiance, Ohio
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,815 | $2,815 |
| American Family | $1,359 | $1,392 |
| Farmers | $3,103 | $3,103 |
| Geico | $1,669 | $1,728 |
| Liberty Mutual | $4,024 | $4,024 |
| Nationwide | $2,847 | $2,847 |
| Progressive | $3,212 | $3,212 |
| State Farm | $1,982 | $2,081 |
| Travelers | $2,726 | $2,726 |
| USAA | $1,328 | $1,433 |
Defiance, OH Cheapest Car Insurance Rates
How do the top Defiance, Ohio car insurance companies’ average rates stack up against the Defiance average monthly car insurance rates of $210? Take a look and see.
Best Annual Car Insurance Rates by Company in Defiance, Ohio
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Defiance, OH Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Defiance, Ohio car insurance companies to help you find one that best fits your needs.
Average Annual Car Insurance Rates by Company in Defiance, Ohio
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,815 |
| American Family | $1,375 |
| Farmers | $3,103 |
| Geico | $1,699 |
| Liberty Mutual | $4,024 |
| Nationwide | $2,847 |
| Progressive | $3,212 |
| State Farm | $2,032 |
| Travelers | $2,726 |
| USAA | $1,380 |
Other Factors Affecting Defiance, OH Car Insurance Rates
Before you buy Defiance, Ohio car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Defiance, OH Car Theft Rates
The car theft rate in Defiance, OH will affect your car insurance rates. FBI data shows that the annual car theft rate for Defiance, Ohio is 13 stolen cars.
Defiance, OH Commute Time
How does your Defiance, OH commute time compare with the average driver? In Defiance, the average commute is 18.6 minutes.
Defiance, OH Car Insurance Quotes
Compare Defiance, OH car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Adam H. Rosenblum
Principal Attorney
Adam Rosenblum is a founding attorney with over 20 years of experience. His firm, Rosenblum Law, has offices throughout New York and New Jersey. Mr. Rosenblum’s primary focus is on personal injury, criminal defense, and traffic violations. He is admitted to practice in all state and federal courts in New York and New Jersey and is a graduate of Albany Law School. Adam’s extensive experience...
Principal Attorney
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.