Century vs Safety Insurance Car Insurance for 2023
Unleash into the comparison between two industry titans Century and Safety Insurance Car Insurance vie for attention with a rich tapestry of experience and a diverse array of offerings in this comprehensive comparison.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, Finance101.com, and Forbes. As a parent herself, she under...
Licensed Insurance Agent
UPDATED: Nov 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 24, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Embarking on the journey to secure the most cost-effective auto insurance can be a labyrinth of decisions, with factors like credit score, mileage, coverage level, and driving record significantly impacting rates. Our data exploration unveils a compelling narrative, guiding you through the intricate web of insurance options. From stellar rates for high credit score holders to advantageous offerings for low-mileage drivers, our subheadings succinctly unravel the insights, spotlighting the company that emerges as the top choice for each customer profile. Navigate this comprehensive guide to unlock the secrets behind premium variations, empowering you to make informed decisions tailored to your unique insurance needs.
| Factors | Century | Safety |
|---|---|---|
| Clean Record | $80 | $54 |
| 1+ Ticket | $100 | $66 |
| 1+ Accident | $120 | $77 |
| DUI | $140 | $107 |
| Poor Credit | $138 | $93 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
| Discounts | Century | Safety |
|---|---|---|
| Anti Theft | 5% | 10% |
| Good Student | 10% | 7% |
| Low Mileage | 10% | 20% |
| Paperless | 8% | 5% |
| Safe Driver | 15% | 20% |
| Senior Driver | 10% | 20% |
Century Car Insurance
Pros:
- Over 50 years of industry experience.
- Affordable and customized insurance solutions.
- Comprehensive coverage options, including personal injury protection.
- Unique coverage for rental cars.
- Presence in 38 states.
Cons:
- Limited availability compared to Safety Insurance Car.
- Some coverage options may vary by state.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Safety Car Insurance
Pros:
- Over 90 years in the industry with a strong reputation.
- Simplified insurance with flexible coverage options.
- Roadside assistance program.
- Diminishing deductible for safe drivers.
- Available in all 50 states.
Cons:
- Younger drivers might find fewer discounts.
- Slightly fewer coverage options compared to Century.
Choosing the Right Car Insurance: Century vs. Safety Insurance Car
Selecting the ideal car insurance provider involves a careful evaluation of various factors, including rates, coverage options, and customer benefits. Below, we highlight why Century Car Insurance stands out as the preferred choice based on its offerings:
Affordability: Century Car Insurance is known for offering competitive and affordable rates, ensuring cost-effective coverage without compromising on quality.
Personalized Solutions: With over 50 years of industry experience, Century excels in providing customized insurance solutions tailored to individual needs, accommodating diverse preferences and circumstances.
Comprehensive Coverage Options: Century’s extensive coverage options, including personal injury protection and unique rental car coverage, ensure policyholders have a wide array of protections against unforeseen events.
Wide Availability: Operating in 38 states, Century provides a broad geographical reach, making its services accessible to a substantial portion of the U.S. population.
Commitment to Customer Service: Century’s commitment to excellent customer service and long-term relationships is evident in its mission, emphasizing customer satisfaction and personalized interactions.
While both Century and Safety Insurance Car offer reputable services, Century Car Insurance emerges as the preferred choice for those seeking affordability, personalized coverage, and a commitment to exceptional customer service. The diverse range of coverage options and the company’s extensive presence across states make Century a reliable and customer-centric option for car insurance.
History and Mission: Century vs. Safety Insurance Car Insurance
Century Insurance Group has been in business for over 50 years and offers a range of insurance products, including auto, home, and commercial insurance. The company’s mission is to provide customers with affordable, customized insurance solutions that meet their specific needs. Century Insurance Group is committed to providing excellent customer service and building long-term relationships with its clients.
Safety Insurance Car, on the other hand, has been in business for over 90 years and is one of the most recognized names in the insurance industry. Safeco’s mission is to make insurance simple and help customers protect what matters most to them. Safety Insurance Car offers a range of insurance products, including auto, home, and renters insurance, and is known for its flexible coverage options.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Products and Services Offered: Century vs. Safety Insurance Car Insurance
Both Century and Safety Insurance Car offer similar types of coverage, including liability, collision, and comprehensive insurance. However, there are some differences in their policies, such as Century’s additional coverage for personal injury protection and Safety’s roadside assistance program.
Additionally, Century offers a unique coverage option for rental cars, while Safety provides a diminishing deductible feature for safe drivers.
The cost of services varies depending on several factors, such as your location, driving history, and the level of coverage you choose. However, both companies offer competitive pricing and the option to customize your policy to fit your needs.
States Where Their Services are Offered
Century Insurance Group is available in 38 states, including Arizona, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Dakota, Texas, Utah, Washington, Wisconsin, and Wyoming. Safety Insurance Car is available in all 50 states, including the District of Columbia.
Types of Discounts Available to Customers
Both Century and Safety offer a range of discounts to their policyholders. For example, Century offers a safe driver discount, a good student discount, and a multi-policy discount for bundling multiple insurance policies. Safety offers similar discounts, including a safe driver discount, a good student discount, and a multi-policy discount.
Additionally, Safety offers a low mileage discount and a safety feature discount for vehicles equipped with certain safety features. To qualify for discounts, customers must meet certain eligibility criteria, such as maintaining a clean driving record, having good grades, or bundling multiple policies. Customers should contact their insurance provider for specific details on eligibility criteria.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Case Studies: Century vs. Safety Insurance Car Insurance
Case Study 1: Liability Coverage
John, a Century Car Insurance policyholder, was involved in an accident where he rear-ended another vehicle. The accident caused significant damage to the other driver’s car, as well as injuries to the driver and passengers. As John was at fault, his liability coverage under Century Car Insurance comes into play.
Century will cover the cost of repairing the damaged vehicle and the medical expenses of the injured parties, up to the policy’s liability limits. This ensures that John is protected from potential financial liabilities resulting from the accident.
Case Study 2: Comprehensive Coverage
Sarah, a Safety Insurance Car policyholder, parked her car in a public parking lot overnight. The next morning, she discovered that her car had been stolen. Luckily, Sarah had comprehensive coverage as part of her Safety policy. She promptly filed a claim with Safety, providing all the necessary documentation and information about the stolen vehicle.
Safety conducted an investigation and determined that the car was indeed stolen. As a result, Safety reimbursed Sarah for the value of her stolen car, helping her recover from the financial loss.
Case Study 3: Personal Injury Protection
Mary, a Century Car Insurance policyholder, was involved in a severe car accident that resulted in injuries to herself and her passengers. Thanks to the personal injury protection (PIP) coverage in her Century policy, Mary and her passengers were eligible for medical expense coverage.
Century covered the medical bills, including hospitalization, surgeries, and rehabilitation costs, up to the limits specified in the policy. This ensured that Mary and her passengers received the necessary medical care without having to worry about the financial burden.
Case Study 4: Roadside Assistance
David, a Safety Car Insurance policyholder, experienced a flat tire while driving on a remote highway. With no nearby assistance available, he contacted Safeco’s roadside assistance program. Safety promptly dispatched a service provider to David’s location to change the flat tire and ensure he could safely continue his journey.
This service was included in David’s Safety policy, providing him with peace of mind and timely assistance during a stressful situation.
Century and Safety Insurance Car Claims Process
Ease of Filing a Claim
Century Car Insurance and Safety Insurance Car insurance prioritizes a hassle-free claims process, offering multiple convenient methods for policyholders to file claims. These include online claim submissions, dedicated phone lines for reporting claims, and user-friendly mobile applications.
The versatility of these channels ensures that policyholders can report claims with ease, regardless of their preferred method of communication.
Average Claim Processing Time
Both Century and Safety Insurance Car insurance are committed to efficient claim processing, with a focus on minimizing disruptions for policyholders. While the exact processing times can vary depending on the nature of each claim, both insurers work diligently to provide swift assessments and resolutions.
Their dedication to expeditious service aims to ensure that policyholders receive prompt compensation when needed.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback regarding claim resolutions and payouts for Century car insurance and Safety Insurance Car insurance is generally positive. Policyholders frequently commend both companies for their straightforward claims processes and timely, fair resolutions.
This high level of customer satisfaction underscores the insurers’ effectiveness in delivering on their commitment to providing reliable insurance coverage and responsive support during critical situations.
Century and Safety Insurance Car Digital and Technological Features
Mobile App Features and Functionality
Both Century Car Insurance and Safety Insurance Car insurance offer comprehensive mobile applications with a wide array of features designed to enhance the overall policyholder experience.
These user-friendly apps empower policyholders to conveniently manage their insurance policies, report and monitor claims, access digital identification cards, make payments, and stay informed about policy details—all from the convenience of their smartphones. The mobile apps feature intuitive interfaces to ensure that policyholders have seamless access to essential insurance functions.
Online Account Management Capabilities
Century Car Insurance and Safety Insurance Car insurance provides robust online account management platforms, offering policyholders a comprehensive suite of tools to oversee their insurance policies. These platforms facilitate personalized policy adjustments, provide billing and payment access, and enable real-time policy monitoring.
By promoting transparency and offering tools for proactive policy management, these platforms empower policyholders to effectively manage their insurance coverage online.
Digital Tools and Resources
Century Car Insurance and Safety Insurance Car insurance offers a wealth of digital tools and resources aimed at enhancing the overall policyholder experience. These resources include informative articles, frequently asked questions (FAQs), interactive tools, and educational materials.
By equipping policyholders with knowledge and information, both companies enable customers to make informed decisions about their insurance coverage and provide valuable insights into various insurance-related topics.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Customer Satisfaction Ratings: Century vs. Safety Insurance Car Insurance
Both Century and Safety have strong customer satisfaction ratings. According to JD Power’s 2022 US Auto Insurance Study, Century Insurance Group received a 4 out of 5 rating for overall customer satisfaction. Safety Insurance received a 3 out of 5 rating for overall customer satisfaction, which is still above average compared to other insurance companies.
Frequently Asked Questions
Can I get roadside assistance from Century Insurance Group?
No, Century Insurance Group does not offer roadside assistance.
How do I obtain a quote for Century vs. Safety Car Insurance?
You can request a quote by visiting their websites or contacting their customer service.
Is it possible to customize my policy with Century vs. Safety Car Insurance?
Yes, both Century Insurance Group and Safety Insurance offer policy customization.
Do Century and Safety Car Insurance provide discounts for good drivers?
Yes, both companies offer safe driver discounts for maintaining a clean driving record.
What steps should I take if I need to file a claim with Century or Safety Insurance Car?
In the event of an accident or loss, both Century and Safety Insurance Car offer multiple channels for filing claims. You can use their online portals, contact dedicated claims phone lines, or utilize their mobile apps for a convenient and efficient claims process. Be sure to provide all necessary information and documentation for a smooth process.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, Finance101.com, and Forbes. As a parent herself, she under...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.