What Does Car Insurance Cover?

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Does car insurance cover a flat tire?

Had a flat tire recently? It’s difficult to think of a more annoying and frustrating experience when you’re driving, especially if you’re in a hurry. So what do you do when you’ve had a flat? Does insurance cover flat tires? If so, is the repair covered by your existing policy? Or do you need to...

Had a flat tire recently? It’s difficult to think of a...

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Will my car insurance company ever guarantee repair work?

Car accidents can cause a major inconvenience and many drivers are primarily concerned with getting their vehicles back as quickly as possible. In most cases, the body shop will restore your vehicle to the condition it was in before the accident, but this does not always happen. Body shops sometimes fail to repair vehicles correctly....

Car accidents can cause a major inconvenience and many drive...

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Will car insurance pay for time I miss from work?

Car insurance claims can be time-consuming, and the inconvenience of having a vehicle inspected and repaired can have an impact on your day-to-day life until the claim is settled.Between the accident itself, the phone calls to the insurance company and the time spent having the vehicle inspected and repaired, you may lose a lot of...

Car insurance claims can be time-consuming, and the inconven...

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What happens if my car is damaged while I am away?

Whether you’re in the military, have a job that requires extensive travel or simply like to journey abroad, you may sometimes need to leave your vehicle behind for several weeks or months. Unfortunately, accidents can happen even if your vehicle is left parked in your driveway or garage, and having those repairs completed can be...

Whether you’re in the military, have a job that requir...

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Will my car insurance pay to replace a car seat?

For the most part, only items that are permanently installed in your vehicle are covered under auto insurance coverage. After-market stereos, GPS systems, luggage, and bike racks are all excluded under most policies. But will car insurance pay to replace a car seat for an infant or toddler? Or can you get a Progressive car...

For the most part, only items that are permanently installed...

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Will car insurance cover my custom vehicle?

People customize their automobiles for many reasons. They may add ground effects and hydraulics to make the vehicle more attractive, or they might install modifications that will improve the car’s performance. Others might need to customize a vehicle to accommodate a driver with disabilities. Whatever the reason behind a customized vehicle, these modifications raise important...

People customize their automobiles for many reasons. They ma...

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Will car insurance cover my dog?

For some people, dogs are furry family members. They come on vacations and tag along when their owners run errands, and for some pets, car rides are the highlight of their day. Unfortunately, cars can pose a serious health risk to pets. Even a fairly minor accident can cause a dog to be knocked around...

For some people, dogs are furry family members. They come on...

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Will car insurance cover a car accident during a test drive? Do I need to have my own car insurance policy to test drive a car?

Test driving a new vehicle is a necessary step in purchasing the car, and often the precursor to being a vehicle owner. Most potential buyers drive around the block in a new vehicle as the salesman sits in the passenger seat making comments; some dealerships even allow you to have extended time with the car,...

Test driving a new vehicle is a necessary step in purchasing...

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Will car insurance cover a bicycle accident?

Although most people expect their auto insurance to cover damage to their vehicles, they may not realize that insurance may be able to cover more than auto claims. Depending on the coverage that you have, your insurance may be able to provide assistance to you if you’re injured as a pedestrian or bicyclist. Your insurance...

Although most people expect their auto insurance to cover da...

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Can I file a car insurance claim for a scratched door?

Car insurance companies decide what damage will be covered based on the cause of the damage. Whenever you file an insurance claim, the company will ask you for details regarding when and how the accident occurred. If you do not know what caused the damage, an insurance adjuster will inspect the damage to the vehicle...

Car insurance companies decide what damage will be covered b...

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Will car insurance cover if I hit my house with my car?

No one likes to be involved in an auto accident, but an accident involving both your house and the car can be extremely inconvenient and embarrassing. These accidents happen frequently, especially when the vehicle is parked in a garage at night. Something as simple as stepping on the accelerator instead of the brake or putting...

No one likes to be involved in an auto accident, but an acci...

Will my car insurance cover towing charges?Post

Will my car insurance cover towing charges?

Being stranded due to an accident or vehicle breakdown can be a major inconvenience. Knowing that your vehicle can be towed safely to your home or repair shop at any time provides peace of mind. You may ask yourself, will my car insurance cover towing charges? Depending on the cause of your vehicle’s disablement and...

Being stranded due to an accident or vehicle breakdown can b...

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Will car insurance cover my child away at college?

College is a time of transition, not only for students but also for parents and other family members. In many ways, college students are adults; they have not fully made the transition into living independently, however, especially not in the first few years of their schooling. Car insurance is one thing many parents may not...

College is a time of transition, not only for students but a...

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Will my car insurance cover my boyfriend?

Yes! If your boyfriend is a licensed driver and has your permission to use your car, he generally would be covered under your auto insurance. He should also be of legal age, as special rules apply to underage drivers in many states. Auto insurance policies generally cover the named insured and is issued in the...

Yes! If your boyfriend is a licensed driver and has your per...

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Will auto insurance cover my car catching fire?

Hollywood is full of images of cars exploding on impact. Although this rarely happens in real life, cars do sometimes catch fire. And in real life, your most pressing question in that situation will be does my auto insurance cover car fires and subsequent damage to your vehicle? The good news is that auto fires...

Hollywood is full of images of cars exploding on impact. Alt...

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Does auto insurance cover a stolen stereo?

Why should you have stolen stereo car insurance? Although not as common as it once was, stereo theft is still a major concern. People will break into a car and steal the stereo to resell or pawn it for cash. They may even steal any valuables in the vehicle. Fortunately, there are affordable car insurance...

Why should you have stolen stereo car insurance? Although no...

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Will car insurance cover damage to a sun roof?

Many vehicles come equipped with a sun roof or moon roof. This is a stylish way to let some natural light into a vehicle or enjoy the benefits of fresh air without owning a full convertible. Unfortunately, these glass panels are often easily damaged by collisions, vandalism, falling objects or other perils. Luckily, auto insurance...

Many vehicles come equipped with a sun roof or moon roof. Th...

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Will my car insurance cover car pooling?

Car pooling is a way to reduce the costs of transportation to and from work, school and other destinations. When you car pool, you travel with a group of people in a single vehicle rather than each person driving their own individual car. Because only one car is used at its full capacity, there are...

Car pooling is a way to reduce the costs of transportation t...

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Do I need liability insurance on a collector car?

For many people, restoring a collector’s vehicle is a fun and challenging hobby. For others, it can be a powerful status symbol or just a way to get a great-looking car. Whatever the purpose of the vehicle, it’s important to carry an appropriate amount of insurance on a collector’s car. Antique cars have special needs...

For many people, restoring a collector’s vehicle is a ...

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Will my car insurance cover a repossessed vehicle?

Whenever you finance a vehicle, you do not properly own the car until all payments have been completed and the car is paid off. Whether you are leasing or simply making payments toward ownership, the financing company is allowing you to use the car on the agreement that you will pay for it incrementally until...

Whenever you finance a vehicle, you do not properly own the ...

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