Car Insurance Claims

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How do I find previous car insurance claims?

If you want to find out if a car has a history of accidents or damage, one way to get this information is to find the previous insurance claims filed on the vehicle. This information may be very useful if you are trying to negotiate a price on a used vehicle; if you want to...

If you want to find out if a car has a history of accidents ...

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How do I dispute the amount of a car insurance claim?

Whenever you file a claim with a car insurance company, the company will determine how much it owes you based upon an estimate of vehicle damages. In most situations, this estimate will be completed by an insurance employee called a damage adjuster. The adjuster will complete an inspection of your vehicle and provide you with...

Whenever you file a claim with a car insurance company, the ...

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Can my car insurance company make me use a repair shop?

Whenever you buy auto insurance, the insurance company agrees to repair or replace your damaged vehicle if it is involved in a qualifying accident. The coverage that you purchase determines what your insurance company will pay for. For example, collision coverage pays for damage caused by an accident with another person or property; liability insurance...

Whenever you buy auto insurance, the insurance company agree...

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Do I have to report every car accident to my insurance company?

You are in a minor “fender bender” and the other party is willing to take cash to settle the damages. Do you really need to report this accident to your insurance company? Will reporting it make your rates go up, even if you do not file a claim? What if you do not have a...

You are in a minor “fender bender” and the other party i...

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How do car insurance companies calculate damages?

Auto insurance pays for damage to vehicles involved in a car accident, or damaged by environmental factors such as wind. Once you’ve filed a claim, they begin the process of evaluating the situation. After a car accident, you may be wondering how much the insurance company will pay for your repairs.  What if it’s not...

Auto insurance pays for damage to vehicles involved in a car...

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