Allstate Milewise Car Insurance Discount for 2024
Allstate introduces the Milewise Car Insurance Discount program, offering a unique pay-per-mile insurance option. This innovative initiative allows drivers to pay for their insurance based on the actual miles they drive, catering to individuals who work from home, reside in urban areas, or have reduced their driving frequency.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
UPDATED: Nov 8, 2023
It’s all about you. We want to help you make the right coverage choices.
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Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Multi-policy discount: You can secure a multi-policy discount by bundling several insurance policies with Allstate, leading to reduced premiums.
- Safe driver discount: By upholding an unblemished driving record, you can meet the criteria for a safe driver discount, resulting in potential savings on your insurance.
- Anti-theft discount: Equipping your vehicle with an anti-theft system opens the possibility of eligibility for this discount, ultimately reducing your insurance costs.
Everything the discount covers:
The Allstate Milewise Car Insurance Discount covers all of the same things as traditional car insurance policies, including liability coverage, collision coverage, and comprehensive coverage. The only difference is how your premium is calculated. With Milewise, you pay a base rate each month, which covers a set number of miles. If you exceed that mileage, you’ll be charged an additional per-mile rate.
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Who is eligible for the discounts:
To be eligible for the Allstate Milewise Car Insurance Discount, you must meet the following criteria:
- You must live in a state where Milewise is available (currently available in Arizona, Delaware, Idaho, Illinois, Indiana, Maryland, New Jersey, Ohio, Oregon, Texas, Virginia, and Washington).
- You must drive less than 25 miles per day on average.
- You must have a car that is less than 15 years old.
- You must have a valid driver’s license and insurance.
The different types of other discounts available to customers and how you qualify for them:
In addition to the Milewise discount, Allstate offers a variety of other discounts that can help you save money on your car insurance. Here are a few examples:
- Multi-policy discount: If you have more than one insurance policy with Allstate, such as a homeowner’s policy or a life insurance policy, you can qualify for a multi-policy discount.
- Safe driver discount: If you have a clean driving record, you may be eligible for a safe driver discount.
- Anti-theft discount: If your car has an anti-theft system installed, you may qualify for an anti-theft discount.
To qualify for these discounts, you’ll need to meet certain criteria, such as having a clean driving record or installing an anti-theft system in your car.
Case Studies: Allstate Milewise Car Insurance Discount
Case Study 1: Sarah’s Commute Reduction
Sarah, a resident of a bustling urban area, used to commute daily to work. However, due to a change in her job and the pandemic’s impact, she started working remotely. She realized that she was driving significantly fewer miles than before and decided to explore the Allstate Milewise Car Insurance Discount.
By enrolling in the program, Sarah could pay for car insurance based on the actual miles she drove, resulting in substantial savings.
Case Study 2: Mark’s Weekend Car
Mark, an avid cyclist, primarily used his car for weekend outings and leisure activities. Recognizing that he drove considerably fewer miles compared to traditional daily commuters, Mark opted for the Allstate Milewise Car Insurance Discount.
With this program, he paid a base rate for a limited number of miles, and any additional miles incurred a discounted per-mile rate. By aligning his insurance coverage with his actual usage, Mark enjoyed cost savings while maintaining the necessary protection.
Case Study 3: Jennifer’s Retired Lifestyle
After retiring, Jennifer found herself using her car less frequently, as most of her daily activities were within walking distance. She no longer needed the same level of coverage she had when she commuted to work.
Jennifer decided to explore the Allstate Milewise Car Insurance Discount to better align her insurance costs with her reduced mileage. The program allowed her to adjust her coverage based on her actual driving habits, resulting in significant savings without compromising protection.
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In Summary
Allstate Milewise offers a unique pay-per-mile insurance program that allows you to pay for car insurance based on the number of miles you drive. By using telematics technology to track your driving behavior, Allstate rewards safe driving habits with potential discounts on your insurance premium. However, it’s important to understand the program’s terms and conditions, including the base rate, per-mile rate, and any discounts available. Additionally, your driving data is used solely for the purpose of calculating your premium and providing discounts, and Allstate maintains strict privacy protocols. If you’re interested in enrolling in Allstate Milewise, be sure to contact Allstate Insurance directly for detailed information and to determine if it’s the right fit for your insurance needs.
Frequently Asked Questions
What is Allstate Milewise Car Insurance Discount?
Allstate Milewise Car Insurance Discount is a program offered by Allstate that allows drivers to pay for their car insurance based on the number of miles they drive. It is a usage-based insurance program that uses a telematics device installed in your car or a mobile app to track your mileage.
How does Allstate Milewise Car Insurance Discount work?
Allstate Milewise Car Insurance Discount calculates your premium based on the number of miles you drive. You can choose a mileage plan that fits your needs, such as 250, 500, or 1,000 miles per month. You’ll pay a base rate, which includes a per-mile rate, and then additional miles will be charged at a discounted rate. The less you drive, the less you pay.
How can I enroll in Allstate Milewise Car Insurance Discount?
To enroll in Allstate Milewise Car Insurance Discount, you can contact Allstate directly or visit their website to request a quote or sign up for the program. You may need to have a telematics device installed in your car or download the Allstate Milewise mobile app, depending on the tracking method you prefer.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.