Nationwide SmartRide Car Insurance Discount for 2024
Nationwide Smartride Car Insurance offers personalized savings by tracking your driving habits. Earn discounts for safe driving with this innovative usage-based insurance program.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Oct 31, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Oct 31, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Usage-Based Savings: Nationwide SmartRide Car Insurance is a usage-based insurance program that assesses your driving habits to provide personalized savings.
- Telematics Technology: The program utilizes telematics technology to monitor various driving behaviors, including speed, acceleration, braking, and mileage.
- Safe Driving Discounts: Policyholders can earn discounts based on safe driving habits. This includes adhering to speed limits, smooth acceleration, and careful braking.
- Low Mileage Discounts: If you drive fewer miles, you can qualify for additional discounts. This is ideal for those who use their cars sparingly.
- Good Driving Record: Maintaining a clean driving record is rewarded with discounts, encouraging safe behavior on the road.
- Young Driver Discounts: Parents can benefit from discounts for their teenage drivers by monitoring and improving their children’s driving habits.
- Voluntary Participation: Participation in the SmartRide program is entirely voluntary, and the discounts may vary based on individual driving behavior.
- Family Inclusion: The discount applies to all drivers listed on the policy, including teenagers and other family members.
- Multi-Policy Discount: You can save when you bundle your car insurance with other Nationwide insurance policies, such as home or renters insurance.
- Anti-Theft Device Discount: Equipping your vehicle with anti-theft devices can qualify you for further discounts.
- Additional Discounts: Nationwide offers various other discounts in addition to SmartRide, such as safe driving and qualifying device installations.
Nationwide Smartride Car Insurance Discount
The SmartRide program covers a wide range of car insurance policies, including liability, collision, comprehensive, and personal injury protection. However, the discount may vary depending on the type of policy and coverage limits you choose. It’s best to consult with your Nationwide agent to determine how much you can save on your car insurance premiums with the SmartRide discount.
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Who is Eligible for the Nationwide SmartRide Car Insurance Discount?
The SmartRide program is available to all Nationwide customers who have a valid driver’s license and a qualifying vehicle. To be eligible for the discount, you must install the telematics device in your car and drive for at least 120 days. The discount applies to all drivers listed on the policy, including teenagers and other family members.
What Other Discounts are Available to Nationwide Customers?
In addition to the SmartRide Car Insurance Discount, Nationwide offers a variety of other discounts to help customers save money on their car insurance premiums. Some of these discounts include:
- Multi-policy discount: Save up to 25% on your premiums by bundling your car insurance policy with other Nationwide policies, such as home insurance, renters insurance, or life insurance.
- Safe driver discount: If you have a clean driving record with no accidents or violations in the past five years, you may be eligible for a safe driver discount.
- Good student discount: If you’re a full-time student with good grades, you may qualify for a good student discount.
- Anti-theft device discount: If your car is equipped with an anti-theft device, such as an alarm system or GPS tracker, you may be eligible for a discount on your car insurance premiums.
To qualify for these discounts, you’ll need to meet certain criteria, such as maintaining a good driving record or having a qualifying device installed in your car.
In Summary
Nationwide SmartRide Car Insurance is a usage-based insurance program that offers policyholders the opportunity to potentially save on their car insurance premiums by sharing their driving data with Nationwide. Through telematics technology that monitors driving behavior, such as speed, acceleration, braking, and mileage, policyholders can receive personalized feedback and earn discounts based on their safe driving habits. It’s important to note that participation in the program is voluntary and the discounts may vary depending on individual driving behavior and other factors. If you’re interested in Nationwide SmartRide Car Insurance, it’s best to contact Nationwide directly to learn more about the program and how it may impact your car insurance premiums.
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Case Studies: Nationwide SmartRide Car Insurance Discount
Case Study 1: John’s Safe Driving Saves Him Money
John, a Nationwide customer, decided to enroll in the SmartRide program to take advantage of potential savings on his car insurance premiums. Over the course of 120 days, the telematics device installed in his car monitored his driving habits, including speed, acceleration, and braking. John consistently demonstrated safe driving behaviors and avoided aggressive maneuvers.
Case Study 2: Sarah’s Teenage Daughter Learns Safe Driving Habits
Sarah added her teenage daughter, Emily, to her car insurance policy with Nationwide. Concerned about her daughter’s safety on the road, Sarah enrolled Emily in the SmartRide program. The telematics device provided valuable feedback to both Sarah and Emily, highlighting areas where Emily could improve her driving habits.
Case Study 3: James’ Commuting Habits Lead to Savings
James, a daily commuter, decided to participate in the SmartRide program to see if his driving habits could earn him discounts. The telematics device tracked his mileage, time of day he drove, and other driving behaviors. James discovered that by avoiding rush hour traffic and implementing safe driving practices, he could earn a significant discount on his car insurance premiums, ultimately saving him money.
Frequently Asked Questions
What is Nationwide SmartRide?
- Nationwide SmartRide is a program that allows eligible policyholders to earn discounts on their car insurance premiums based on their safe driving habits.
How does SmartRide work?
SmartRide uses a small telematics device that plugs into your vehicle’s OBD-II port or a mobile app to collect data on your driving habits, such as speed, mileage, acceleration, braking, and time of day you drive.
What types of discounts can I earn with SmartRide? Y
You can earn an initial discount for enrolling in SmartRide and additional discounts based on your driving performance during the program period, which typically lasts for four to six months.
How do I enroll in SmartRide?
To enroll in SmartRide, you can contact Nationwide or visit their website to check eligibility and request a participation kit, which includes the telematics device or instructions to download the mobile app.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.