American Family Know Your Drive Car Insurance Discount for 2024

Everything the Discount Covers:

The American Family Know Your Drive Car Insurance Discount rewards safe driving habits with a discount of up to 20% on car insurance premiums. To qualify for the discount, drivers must enroll in the program and allow American Family to collect data on their driving habits using a mobile app or a plug-in device. The program assesses the driver’s driving score, which reflects safe driving habits, such as obeying traffic laws, avoiding accidents, and driving at safe speeds. Drivers who score well on their driving score receive a discount on their car insurance premiums.

Who is Eligible for the Discounts:

The American Family Know Your Drive Car Insurance Discount is available to American Family customers who have auto insurance policies. To be eligible for the discount, drivers must enroll in the program and allow American Family to collect data on their driving habits. The program is entirely optional, and drivers can opt-in or opt-out at any time.

The Different Types of Other Discounts Available to Customers and How You Qualify for Them:

In addition to the American Family Know Your Drive Car Insurance Discount, American Family offers other discounts to its customers. These discounts are designed to help drivers save money on their car insurance premiums. Some of the most common discounts include:

• Safe Driver Discount: This discount rewards drivers who have a clean driving record and have not been involved in accidents or received any traffic violations.
• Multi-Car Discount: This discount applies when a customer insures two or more cars on the same policy.
• Bundling Discount: This discount applies when a customer has multiple insurance policies with American Family, such as home and auto insurance.
• Good Student Discount: This discount applies to students who maintain a certain grade point average in school.
• Defensive Driving Course Discount: This discount applies to drivers who have completed a state-approved defensive driving course.

To qualify for these discounts, drivers must meet certain criteria. For example, to qualify for the Safe Driver Discount, drivers must have a clean driving record with no accidents or traffic violations in the past three years.

Case Studies: American Family Know Your Drive Car Insurance Discount

Case Study 1: John’s Safe Driving Habits

John, a responsible driver with a clean driving record, enrolled in the American Family Know Your Drive Car Insurance Discount program. He allowed American Family to collect data on his driving habits using a mobile app. Over the course of six months, John consistently obeyed traffic laws, avoided accidents, and maintained safe driving speeds. As a result, he received a 15% discount on his car insurance premiums.

Case Study 2: Sarah’s Discount Eligibility

Sarah, an American Family customer with an auto insurance policy, decided to enroll in the Know Your Drive program. She installed a telematics device in her vehicle’s OBD-II port. After a year of safe driving, Sarah’s driving score reflected her responsible habits. She was eligible for a 20% discount on her car insurance premiums, saving her a significant amount of money.

Case Study 3: Discounts for Multiple Policies

David, a long-time American Family customer, had both auto and home insurance policies with the company. He decided to enroll in the Know Your Drive program and allowed data collection through a mobile app.

Due to his safe driving habits, David received a 10% discount on his car insurance premiums. Additionally, since he bundled his auto and home insurance, he qualified for an additional 5% discount, resulting in a total savings of 15%.

Case Study 4: Lisa’s Safe Driving Journey

Lisa, a new driver with a limited driving history, joined the Know Your Drive program to improve her driving skills and potentially earn a discount. Over the course of a year, Lisa actively monitored her driving habits and received personalized feedback through the mobile app.

With continuous efforts to improve, she successfully increased her driving score by adhering to safe driving practices. As a result, Lisa qualified for a 12% discount on her car insurance premiums.

In Summary

American Family Know Your Drive is a usage-based insurance program that offers potential discounts on car insurance premiums based on your safe driving habits. By using telematics technology to track your driving behavior, American Family Insurance aims to reward responsible drivers. However, it’s important to understand the program’s terms and conditions, how your data may be used, and that participation does not guarantee a decrease in premiums or prevent premium increases. If you’re interested in enrolling in American Family Know Your Drive, be sure to contact American Family Insurance directly for detailed information and to determine if it’s the right fit for your insurance needs.