Affordable Car Insurance Rates in Eau Claire, WI (2024)
Car insurance rates in Eau Claire, WI are $229/month on average. By law, Wisconsin drivers need to carry at least 25/50/10 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Eau Claire car insurance companies to get the coverage you need at the best rates available.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Eau Claire after a DUI is American Family
- The annual number of car thefts in Eau Claire is 64.
- Average car insurance rates in Eau Claire, WI for senior drivers are $1,529/year
Average car insurance rates in Eau Claire, Wisconsin are $229 a month. But with a little research you can get a great deal from the top car insurance companies in Eau Claire, WI. Before you buy Eau Claire, Wisconsin car insurance, make sure your coverage meets or exceeds the Wisconsin minimum of 25/50/10.
It may even be helpful to compare Eau Claire car insurance rates with Oshkosh car insurance rates, La Crosse car insurance rates, or Milwaukee car insurance rates to make sure you’re getting the best Eau Claire, WI car insurance quotes available.
Need affordable Eau Claire, WI car insurance? Enter your ZIP code to compare Eau Claire car insurance quotes from multiple car insurance companies near you.
Eau Claire, WI Minimum Car Insurance Coverage
Eau Claire, Wisconsin law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Eau Claire, WI Car Insurance Rates by Coverage Level
Some Eau Claire drivers can get by with the Wisconsin minimum coverage of 25/50/10. Other drivers may need more. See how much your Eau Claire, Wisconsin car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,338 | $3,483 | $3,655 |
| American Family | $1,580 | $1,617 | $1,609 |
| Farmers | $3,231 | $3,462 | $3,776 |
| Geico | $1,830 | $1,982 | $2,131 |
| Liberty Mutual | $2,489 | $2,710 | $2,860 |
| Nationwide | $4,777 | $4,926 | $5,086 |
| Progressive | $2,499 | $2,688 | $2,808 |
| State Farm | $1,918 | $2,041 | $2,145 |
| USAA | $1,830 | $1,902 | $1,969 |
Eau Claire, WI Car Insurance Rates by Age, Gender, and Marital Status
Eau Claire, Wisconsin car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Eau Claire, WI car insurance, get quotes from multiple car insurance companies in the Eau Claire area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,080 | $2,192 | $1,922 | $2,123 | $6,666 | $8,547 | $2,113 | $2,293 |
| American Family | $990 | $1,034 | $942 | $947 | $3,075 | $3,388 | $1,182 | $1,260 |
| Farmers | $1,787 | $1,787 | $1,587 | $1,680 | $8,320 | $8,602 | $2,028 | $2,127 |
| Geico | $1,180 | $1,317 | $1,250 | $1,459 | $4,064 | $4,378 | $1,089 | $1,112 |
| Liberty Mutual | $1,619 | $1,764 | $1,308 | $1,483 | $5,530 | $6,195 | $1,723 | $1,868 |
| Nationwide | $3,384 | $3,559 | $2,808 | $2,957 | $6,993 | $10,736 | $4,123 | $4,878 |
| Progressive | $1,474 | $1,395 | $1,209 | $1,264 | $5,779 | $6,506 | $1,770 | $1,924 |
| State Farm | $1,272 | $1,272 | $1,136 | $1,136 | $3,707 | $4,675 | $1,436 | $1,645 |
| USAA | $1,267 | $1,266 | $1,148 | $1,170 | $3,195 | $3,708 | $1,645 | $1,808 |
Eau Claire, WI Car Insurance Rates for Teens
How much is Eau Claire, Wisconsin car insurance for teens? Compare rates from top Eau Claire car insurance companies below to help find the cheapest teen car insurance in Eau Claire, WI.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,666 | $8,547 |
| American Family | $3,075 | $3,388 |
| Farmers | $8,320 | $8,602 |
| Geico | $4,064 | $4,378 |
| Liberty Mutual | $5,530 | $6,195 |
| Nationwide | $6,993 | $10,736 |
| Progressive | $5,779 | $6,506 |
| State Farm | $3,707 | $4,675 |
| USAA | $3,195 | $3,708 |
Eau Claire, WI Car Insurance Rates for Seniors
Before seniors buy Eau Claire, Wisconsin car insurance, they should make sure to shop around. Some Eau Claire, WI car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,922 | $2,123 |
| American Family | $942 | $947 |
| Farmers | $1,587 | $1,680 |
| Geico | $1,250 | $1,459 |
| Liberty Mutual | $1,308 | $1,483 |
| Nationwide | $2,808 | $2,957 |
| Progressive | $1,209 | $1,264 |
| State Farm | $1,136 | $1,136 |
| USAA | $1,148 | $1,170 |
Eau Claire, WI Car Insurance Rates by Credit History
How does your credit history affect Eau Claire, WI car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,580 | $3,156 | $2,739 |
| American Family | $2,144 | $1,414 | $1,249 |
| Farmers | $3,953 | $3,331 | $3,185 |
| Geico | $2,598 | $1,855 | $1,491 |
| Liberty Mutual | $3,872 | $2,342 | $1,845 |
| Nationwide | $5,542 | $4,624 | $4,624 |
| Progressive | $3,020 | $2,576 | $2,399 |
| State Farm | $3,035 | $1,743 | $1,327 |
| USAA | $2,926 | $1,543 | $1,233 |
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Eau Claire, WI Car Insurance Rates by Driver History
How does a single speeding ticket affect your Eau Claire, Wisconsin car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Eau Claire.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,859 | $3,918 | $3,659 | $3,532 |
| American Family | $1,532 | $1,626 | $1,626 | $1,626 |
| Farmers | $3,044 | $3,838 | $3,632 | $3,445 |
| Geico | $1,354 | $2,224 | $2,601 | $1,746 |
| Liberty Mutual | $2,052 | $2,922 | $3,030 | $2,742 |
| Nationwide | $4,168 | $4,821 | $5,908 | $4,821 |
| Progressive | $2,438 | $2,963 | $2,533 | $2,727 |
| State Farm | $1,866 | $2,203 | $2,035 | $2,035 |
| USAA | $1,492 | $1,876 | $2,535 | $1,701 |
Eau Claire, WI Car Insurance Rates With a DUI
Even a single DUI can increase your Eau Claire, WI car insurance rates. Compare rates below to see which Eau Claire car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,659 |
| American Family | $1,626 |
| Farmers | $3,632 |
| Geico | $2,601 |
| Liberty Mutual | $3,030 |
| Nationwide | $5,908 |
| Progressive | $2,533 |
| State Farm | $2,035 |
| USAA | $2,535 |
Eau Claire, WI Car Insurance Rates by ZIP Code
Just like Eau Claire car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Eau Claire, WI car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 54701 | $2,708 |
| 54703 | $2,652 |
Eau Claire, WI Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Eau Claire, WI car insurance rates may be. Let’s take a look at average car insurance rates from top Eau Claire companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,408 | $3,575 |
| American Family | $1,575 | $1,630 |
| Farmers | $3,490 | $3,490 |
| Geico | $1,944 | $2,018 |
| Liberty Mutual | $2,686 | $2,686 |
| Nationwide | $4,930 | $4,930 |
| Progressive | $2,665 | $2,665 |
| State Farm | $1,985 | $2,085 |
| USAA | $1,876 | $1,925 |
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Eau Claire, WI Cheapest Car Insurance Rates
How do the top Eau Claire, Wisconsin car insurance companies’ average rates stack up against the Eau Claire average monthly car insurance rates of $229? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | Geico |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | American Family |
Eau Claire, WI Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Eau Claire, Wisconsin car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,492 |
| American Family | $1,602 |
| Farmers | $3,490 |
| Geico | $1,981 |
| Liberty Mutual | $2,686 |
| Nationwide | $4,930 |
| Progressive | $2,665 |
| State Farm | $2,035 |
| USAA | $1,901 |
Other Factors Affecting Eau Claire, WI Car Insurance Rates
Before you buy Eau Claire, Wisconsin car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Eau Claire, WI Car Theft Rates
The car theft rate in Eau Claire, WI will affect your car insurance rates. FBI data shows that the annual car theft rate for Eau Claire, Wisconsin is 64 stolen cars.
Eau Claire, WI Commute Time
How does your Eau Claire, WI commute time compare with the average driver? In Eau Claire, the average commute is 16.2 minutes.
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Eau Claire, WI Car Insurance Quotes
Compare Eau Claire, WI car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.