Affordable Car Insurance Rates in New Rochelle, NY (2024)
Car insurance rates in New Rochelle, NY are $431/month on average. By law, New York drivers need to carry at least 25/50/10 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple New Rochelle car insurance companies to get the coverage you need at the best rates available.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in New Rochelle for teen drivers is Geico
- The cheapest car insurance company in New Rochelle after a DUI is Geico
- Average car insurance rates in New Rochelle, NY for senior drivers are $3,162/year
Average car insurance rates in New Rochelle, New York are $431 a month. But with a little research you can get a great deal from the top car insurance companies in New Rochelle, NY. Before you buy New Rochelle, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.
It may even be helpful to compare New Rochelle car insurance rates with Schenectady car insurance rates, Mount Vernon car insurance rates, or Albany car insurance rates to make sure you’re getting the best New Rochelle, NY car insurance quotes available.
Need affordable New Rochelle, NY car insurance? Enter your ZIP code to compare New Rochelle car insurance quotes from multiple car insurance companies near you.
New Rochelle, NY Minimum Car Insurance Coverage
New Rochelle, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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New Rochelle, NY Car Insurance Rates by Coverage Level
Some New Rochelle drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your New Rochelle, New York car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,405 | $5,678 | $6,011 |
| Geico | $2,545 | $2,695 | $2,876 |
| Liberty Mutual | $6,678 | $6,987 | $7,350 |
| Nationwide | $4,670 | $4,961 | $5,390 |
| Progressive | $5,211 | $5,492 | $5,896 |
| State Farm | $4,729 | $5,067 | $5,306 |
| Travelers | $5,574 | $5,876 | $6,411 |
| USAA | $4,254 | $4,387 | $4,607 |
New Rochelle, NY Car Insurance Rates by Age, Gender, and Marital Status
New Rochelle, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy New Rochelle, NY car insurance, get quotes from multiple car insurance companies in the New Rochelle area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,712 | $3,496 | $3,491 | $3,566 | $11,494 | $12,408 | $3,677 | $3,743 |
| Geico | $1,948 | $1,877 | $1,898 | $1,870 | $4,223 | $6,275 | $1,750 | $1,803 |
| Liberty Mutual | $5,239 | $5,239 | $4,877 | $4,877 | $10,203 | $14,794 | $5,239 | $5,569 |
| Nationwide | $3,714 | $3,714 | $3,494 | $3,494 | $6,841 | $10,288 | $3,714 | $4,799 |
| Progressive | $3,385 | $3,094 | $2,647 | $2,708 | $11,451 | $12,573 | $4,308 | $4,099 |
| State Farm | $3,183 | $3,183 | $2,792 | $2,792 | $9,443 | $11,633 | $3,518 | $3,729 |
| Travelers | $4,182 | $4,154 | $3,857 | $4,088 | $10,189 | $12,201 | $4,414 | $4,546 |
| USAA | $2,279 | $2,236 | $2,073 | $2,069 | $9,382 | $11,143 | $2,920 | $3,224 |
New Rochelle, NY Car Insurance Rates for Teens
How much is New Rochelle, New York car insurance for teens? Compare rates from top New Rochelle car insurance companies below to help find the cheapest teen car insurance in New Rochelle, NY.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,494 | $12,408 |
| Geico | $4,223 | $6,275 |
| Liberty Mutual | $10,203 | $14,794 |
| Nationwide | $6,841 | $10,288 |
| Progressive | $11,451 | $12,573 |
| State Farm | $9,443 | $11,633 |
| Travelers | $10,189 | $12,201 |
| USAA | $9,382 | $11,143 |
New Rochelle, NY Car Insurance Rates for Seniors
Before seniors buy New Rochelle, New York car insurance, they should make sure to shop around. Some New Rochelle, NY car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,491 | $3,566 |
| Geico | $1,898 | $1,870 |
| Liberty Mutual | $4,877 | $4,877 |
| Nationwide | $3,494 | $3,494 |
| Progressive | $2,647 | $2,708 |
| State Farm | $2,792 | $2,792 |
| Travelers | $3,857 | $4,088 |
| USAA | $2,073 | $2,069 |
New Rochelle, NY Car Insurance Rates by Credit History
How does your credit history affect New Rochelle, NY car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,171 | $4,788 | $4,137 |
| Geico | $3,391 | $2,490 | $2,235 |
| Liberty Mutual | $9,804 | $6,411 | $4,800 |
| Nationwide | $5,007 | $5,007 | $5,007 |
| Progressive | $8,946 | $4,443 | $3,210 |
| State Farm | $7,105 | $4,458 | $3,540 |
| Travelers | $8,334 | $5,128 | $4,399 |
| USAA | $6,792 | $3,430 | $3,026 |
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New Rochelle, NY Car Insurance Rates by Driver History
How does a single speeding ticket affect your New Rochelle, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in New Rochelle.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,761 | $4,761 | $7,153 | $6,118 |
| Geico | $2,090 | $2,280 | $4,363 | $2,090 |
| Liberty Mutual | $5,562 | $5,562 | $11,332 | $5,562 |
| Nationwide | $3,781 | $3,781 | $8,596 | $3,871 |
| Progressive | $5,373 | $5,373 | $5,977 | $5,410 |
| State Farm | $4,783 | $4,783 | $5,286 | $5,286 |
| Travelers | $5,020 | $6,391 | $6,485 | $5,920 |
| USAA | $3,918 | $3,983 | $5,779 | $3,983 |
New Rochelle, NY Car Insurance Rates With a DUI
Even a single DUI can increase your New Rochelle, NY car insurance rates. Compare rates below to see which New Rochelle car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,153 |
| Geico | $4,363 |
| Liberty Mutual | $11,332 |
| Nationwide | $8,596 |
| Progressive | $5,977 |
| State Farm | $5,286 |
| Travelers | $6,485 |
| USAA | $5,779 |
New Rochelle, NY Car Insurance Rates by ZIP Code
Just like New Rochelle car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how New Rochelle, NY car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 10801 | $5,222 |
| 10804 | $5,215 |
| 10805 | $5,273 |
New Rochelle, NY Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your New Rochelle, NY car insurance rates may be. Let’s take a look at average car insurance rates from top New Rochelle companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,618 | $5,779 |
| Geico | $2,625 | $2,786 |
| Liberty Mutual | $6,802 | $7,208 |
| Nationwide | $5,007 | $5,007 |
| Progressive | $5,533 | $5,533 |
| State Farm | $4,854 | $5,214 |
| Travelers | $5,954 | $5,954 |
| USAA | $4,371 | $4,460 |
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New Rochelle, NY Cheapest Car Insurance Rates
How do the top New Rochelle, New York car insurance companies’ average rates stack up against the New Rochelle average monthly car insurance rates of $431? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
New Rochelle, NY Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top New Rochelle, New York car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,698 |
| Geico | $2,705 |
| Liberty Mutual | $7,005 |
| Nationwide | $5,007 |
| Progressive | $5,533 |
| State Farm | $5,034 |
| Travelers | $5,954 |
| USAA | $4,416 |
Other Factors Affecting New Rochelle, NY Car Insurance Rates
Before you buy New Rochelle, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
New Rochelle, NY Commute Time
How does your New Rochelle, NY commute time compare with the average driver? In New Rochelle, the average commute is 33.3 minutes.
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New Rochelle, NY Car Insurance Quotes
Compare New Rochelle, NY car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.