Affordable Car Insurance Rates in Warren, MI (2024)
Car insurance rates in Warren, MI are $1,257/month on average. By law, Michigan drivers need to carry at least 20/40/10 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Warren car insurance companies to get the coverage you need at the best rates available.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Warren, MI are $1,257/month
- The cheapest car insurance company in Warren after a DUI is USAA
- The annual number of car thefts in Warren is 539.
Average car insurance rates in Warren, Michigan are $1,257 a month. But with a little research you can get a great deal from the top car insurance companies in Warren, MI. Before you buy Warren, Michigan car insurance, make sure your coverage meets or exceeds the Michigan minimum of 20/40/10.
It may even be helpful to compare Warren car insurance rates with Grand Rapids car insurance rates, Lansing car insurance rates, or Flint car insurance rates to make sure you’re getting the best Warren, MI car insurance quotes available.
Need affordable Warren, MI car insurance? Enter your ZIP code to compare Warren car insurance quotes from multiple car insurance companies near you.
Warren, MI Minimum Car Insurance Coverage
Warren, Michigan law requires drivers carry a minimum of 20/40/10 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Warren, MI Car Insurance Rates by Coverage Level
Some Warren drivers can get by with the Michigan minimum coverage of 20/40/10. Other drivers may need more. See how much your Warren, Michigan car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $27,064 | $27,909 | $28,546 |
| Farmers | $25,270 | $25,902 | $26,754 |
| Geico | $8,567 | $9,069 | $9,832 |
| Liberty Mutual | $23,100 | $23,588 | $24,234 |
| Nationwide | $8,168 | $7,687 | $7,592 |
| Progressive | $6,524 | $6,749 | $6,952 |
| State Farm | $17,986 | $19,209 | $20,028 |
| Travelers | $11,055 | $11,166 | $11,247 |
| USAA | $4,190 | $4,338 | $4,450 |
Warren, MI Car Insurance Rates by Age, Gender, and Marital Status
Warren, Michigan car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Warren, MI car insurance, get quotes from multiple car insurance companies in the Warren area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $20,254 | $20,254 | $18,792 | $18,792 | $50,962 | $50,962 | $21,350 | $21,350 |
| Farmers | $19,758 | $19,758 | $18,215 | $18,215 | $43,533 | $43,533 | $22,396 | $22,396 |
| Geico | $6,492 | $6,492 | $6,624 | $6,624 | $17,335 | $17,335 | $6,173 | $6,173 |
| Liberty Mutual | $17,713 | $17,713 | $17,539 | $17,539 | $41,597 | $41,597 | $17,713 | $17,713 |
| Nationwide | $5,517 | $5,517 | $4,891 | $4,891 | $14,792 | $14,792 | $6,064 | $6,064 |
| Progressive | $3,987 | $3,660 | $3,505 | $3,973 | $14,587 | $15,382 | $4,644 | $4,194 |
| State Farm | $11,348 | $11,348 | $10,612 | $10,612 | $40,985 | $40,985 | $13,354 | $13,354 |
| Travelers | $7,464 | $7,464 | $6,400 | $6,400 | $22,645 | $22,645 | $8,116 | $8,116 |
| USAA | $3,163 | $2,966 | $2,978 | $2,789 | $7,838 | $7,374 | $3,849 | $3,651 |
Warren, MI Car Insurance Rates for Teens
How much is Warren, Michigan car insurance for teens? Compare rates from top Warren car insurance companies below to help find the cheapest teen car insurance in Warren, MI.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $50,962 | $50,962 |
| Farmers | $43,533 | $43,533 |
| Geico | $17,335 | $17,335 |
| Liberty Mutual | $41,597 | $41,597 |
| Nationwide | $14,792 | $14,792 |
| Progressive | $14,587 | $15,382 |
| State Farm | $40,985 | $40,985 |
| Travelers | $22,645 | $22,645 |
| USAA | $7,838 | $7,374 |
Warren, MI Car Insurance Rates for Seniors
Before seniors buy Warren, Michigan car insurance, they should make sure to shop around. Some Warren, MI car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $18,792 | $18,792 |
| Farmers | $18,215 | $18,215 |
| Geico | $6,624 | $6,624 |
| Liberty Mutual | $17,539 | $17,539 |
| Nationwide | $4,891 | $4,891 |
| Progressive | $3,505 | $3,973 |
| State Farm | $10,612 | $10,612 |
| Travelers | $6,400 | $6,400 |
| USAA | $2,978 | $2,789 |
Warren, MI Car Insurance Rates by Credit History
How does your credit history affect Warren, MI car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $42,216 | $23,381 | $17,922 |
| Farmers | $38,685 | $20,362 | $18,880 |
| Geico | $11,806 | $8,648 | $7,013 |
| Liberty Mutual | $37,423 | $21,595 | $11,904 |
| Nationwide | $9,841 | $7,369 | $6,238 |
| Progressive | $7,830 | $6,547 | $5,848 |
| State Farm | $31,030 | $15,628 | $10,566 |
| Travelers | $11,437 | $11,087 | $10,945 |
| USAA | $6,502 | $3,693 | $2,784 |
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Warren, MI Car Insurance Rates by Driver History
How does a single speeding ticket affect your Warren, Michigan car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Warren.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $13,434 | $17,970 | $61,042 | $18,912 |
| Farmers | $21,617 | $27,962 | $27,466 | $26,857 |
| Geico | $3,184 | $6,789 | $20,730 | $5,921 |
| Liberty Mutual | $16,357 | $19,885 | $37,253 | $21,068 |
| Nationwide | $6,661 | $8,958 | $8,122 | $7,523 |
| Progressive | $5,663 | $7,539 | $6,763 | $7,002 |
| State Farm | $11,907 | $14,400 | $31,852 | $18,140 |
| Travelers | $7,561 | $10,789 | $17,326 | $8,948 |
| USAA | $3,466 | $4,353 | $5,704 | $3,781 |
Warren, MI Car Insurance Rates With a DUI
Even a single DUI can increase your Warren, MI car insurance rates. Compare rates below to see which Warren car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $61,042 |
| Farmers | $27,466 |
| Geico | $20,730 |
| Liberty Mutual | $37,253 |
| Nationwide | $8,122 |
| Progressive | $6,763 |
| State Farm | $31,852 |
| Travelers | $17,326 |
| USAA | $5,704 |
Warren, MI Car Insurance Rates by ZIP Code
Just like Warren car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Warren, MI car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 48088 | $9,010 |
| 48089 | $12,514 |
| 48091 | $11,823 |
| 48092 | $10,201 |
| 48093 | $9,856 |
Warren, MI Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Warren, MI car insurance rates may be. Let’s take a look at average car insurance rates from top Warren companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $27,840 | $27,840 |
| Farmers | $25,975 | $25,975 |
| Geico | $8,945 | $9,367 |
| Liberty Mutual | $22,829 | $24,452 |
| Nationwide | $7,816 | $7,816 |
| Progressive | $6,742 | $6,742 |
| State Farm | $18,536 | $19,613 |
| Travelers | $11,092 | $11,221 |
| USAA | $4,276 | $4,376 |
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Warren, MI Cheapest Car Insurance Rates
How do the top Warren, Michigan car insurance companies’ average rates stack up against the Warren average monthly car insurance rates of $1,257? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Warren, MI Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Warren, Michigan car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $27,840 |
| Farmers | $25,975 |
| Geico | $9,156 |
| Liberty Mutual | $23,641 |
| Nationwide | $7,816 |
| Progressive | $6,742 |
| State Farm | $19,074 |
| Travelers | $11,156 |
| USAA | $4,326 |
Other Factors Affecting Warren, MI Car Insurance Rates
Before you buy Warren, Michigan car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Warren, MI Car Theft Rates
The car theft rate in Warren, MI will affect your car insurance rates. FBI data shows that the annual car theft rate for Warren, Michigan is 539 stolen cars.
Warren, MI Commute Time
How does your Warren, MI commute time compare with the average driver? In Warren, the average commute is 25.4 minutes.
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Warren, MI Car Insurance Quotes
Compare Warren, MI car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.