Affordable Car Insurance Rates in Carpentersville, IL (2024)
Car insurance rates in Carpentersville, IL are $278/month on average. By law, Illinois drivers need to carry at least 25/50/20 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Carpentersville car insurance companies to get the coverage you need at the best rates available.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Carpentersville, IL are $278/month
- The cheapest car insurance company in Carpentersville after a DUI is Liberty Mutual
- Average car insurance rates in Carpentersville, IL for senior drivers are $1,863/year
Average car insurance rates in Carpentersville, Illinois are $278 a month. But with a little research you can get a great deal from the top car insurance companies in Carpentersville, IL. Before you buy Carpentersville, Illinois car insurance, make sure your coverage meets or exceeds the Illinois minimum of 25/50/20.
It may even be helpful to compare Carpentersville car insurance rates with Springfield car insurance rates, Elgin car insurance rates, or Chicago car insurance rates to make sure you’re getting the best Carpentersville, IL car insurance quotes available.
Need affordable Carpentersville, IL car insurance? Enter your ZIP code to compare Carpentersville car insurance quotes from multiple car insurance companies near you.
Carpentersville, IL Minimum Car Insurance Coverage
Carpentersville, Illinois law requires drivers carry a minimum of 25/50/20 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Carpentersville, IL Car Insurance Rates by Coverage Level
Some Carpentersville drivers can get by with the Illinois minimum coverage of 25/50/20. Other drivers may need more. See how much your Carpentersville, Illinois car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,297 | $5,462 | $5,643 |
| American Family | $3,511 | $3,796 | $3,677 |
| Farmers | $4,581 | $4,714 | $5,240 |
| Geico | $2,755 | $3,050 | $3,368 |
| Liberty Mutual | $2,282 | $2,416 | $2,564 |
| Nationwide | $2,091 | $2,157 | $2,158 |
| Progressive | $3,732 | $4,047 | $4,402 |
| State Farm | $2,464 | $2,640 | $2,803 |
| Travelers | $2,424 | $2,594 | $2,775 |
| USAA | $2,279 | $2,443 | $2,613 |
Carpentersville, IL Car Insurance Rates by Age, Gender, and Marital Status
Carpentersville, Illinois car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Carpentersville, IL car insurance, get quotes from multiple car insurance companies in the Carpentersville area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,452 | $3,468 | $3,621 | $3,621 | $9,105 | $11,826 | $4,153 | $4,490 |
| American Family | $2,263 | $2,263 | $2,076 | $2,076 | $6,479 | $8,948 | $2,263 | $2,922 |
| Farmers | $2,522 | $2,524 | $2,227 | $2,364 | $11,369 | $11,883 | $2,879 | $2,995 |
| Geico | $1,789 | $1,843 | $1,752 | $1,975 | $6,365 | $6,585 | $2,037 | $2,114 |
| Liberty Mutual | $1,448 | $1,560 | $1,198 | $1,340 | $5,073 | $5,642 | $1,512 | $1,589 |
| Nationwide | $1,387 | $1,406 | $1,246 | $1,311 | $3,696 | $4,704 | $1,606 | $1,728 |
| Progressive | $2,278 | $2,131 | $1,883 | $1,976 | $8,742 | $9,799 | $2,719 | $2,955 |
| State Farm | $1,568 | $1,568 | $1,422 | $1,422 | $4,986 | $6,295 | $1,778 | $2,045 |
| Travelers | $1,593 | $1,678 | $1,476 | $1,571 | $4,855 | $6,154 | $1,683 | $1,770 |
| USAA | $1,463 | $1,482 | $1,362 | $1,334 | $4,722 | $5,192 | $1,913 | $2,093 |
Carpentersville, IL Car Insurance Rates for Teens
How much is Carpentersville, Illinois car insurance for teens? Compare rates from top Carpentersville car insurance companies below to help find the cheapest teen car insurance in Carpentersville, IL.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,105 | $11,826 |
| American Family | $6,479 | $8,948 |
| Farmers | $11,369 | $11,883 |
| Geico | $6,365 | $6,585 |
| Liberty Mutual | $5,073 | $5,642 |
| Nationwide | $3,696 | $4,704 |
| Progressive | $8,742 | $9,799 |
| State Farm | $4,986 | $6,295 |
| Travelers | $4,855 | $6,154 |
| USAA | $4,722 | $5,192 |
Carpentersville, IL Car Insurance Rates for Seniors
Before seniors buy Carpentersville, Illinois car insurance, they should make sure to shop around. Some Carpentersville, IL car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,621 | $3,621 |
| American Family | $2,076 | $2,076 |
| Farmers | $2,227 | $2,364 |
| Geico | $1,752 | $1,975 |
| Liberty Mutual | $1,198 | $1,340 |
| Nationwide | $1,246 | $1,311 |
| Progressive | $1,883 | $1,976 |
| State Farm | $1,422 | $1,422 |
| Travelers | $1,476 | $1,571 |
| USAA | $1,362 | $1,334 |
Carpentersville, IL Car Insurance Rates by Credit History
How does your credit history affect Carpentersville, IL car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,955 | $5,037 | $4,409 |
| American Family | $4,859 | $3,317 | $2,808 |
| Farmers | $5,483 | $4,640 | $4,413 |
| Geico | $4,918 | $2,393 | $1,861 |
| Liberty Mutual | $3,417 | $2,142 | $1,702 |
| Nationwide | $2,536 | $2,061 | $1,810 |
| Progressive | $4,606 | $3,930 | $3,646 |
| State Farm | $3,828 | $2,296 | $1,783 |
| Travelers | $3,154 | $2,565 | $2,073 |
| USAA | $3,250 | $2,238 | $1,847 |
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Carpentersville, IL Car Insurance Rates by Driver History
How does a single speeding ticket affect your Carpentersville, Illinois car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Carpentersville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,855 | $6,673 | $6,218 | $5,122 |
| American Family | $2,691 | $3,826 | $5,078 | $3,051 |
| Farmers | $4,089 | $5,287 | $5,155 | $4,850 |
| Geico | $2,061 | $3,313 | $4,433 | $2,424 |
| Liberty Mutual | $2,010 | $2,872 | $2,514 | $2,285 |
| Nationwide | $1,741 | $2,223 | $2,594 | $1,984 |
| Progressive | $3,331 | $5,006 | $3,694 | $4,211 |
| State Farm | $2,391 | $2,880 | $2,635 | $2,635 |
| Travelers | $2,060 | $2,714 | $3,030 | $2,586 |
| USAA | $1,745 | $2,508 | $3,423 | $2,105 |
Carpentersville, IL Car Insurance Rates With a DUI
Even a single DUI can increase your Carpentersville, IL car insurance rates. Compare rates below to see which Carpentersville car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,218 |
| American Family | $5,078 |
| Farmers | $5,155 |
| Geico | $4,433 |
| Liberty Mutual | $2,514 |
| Nationwide | $2,594 |
| Progressive | $3,694 |
| State Farm | $2,635 |
| Travelers | $3,030 |
| USAA | $3,423 |
Carpentersville, IL Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Carpentersville, IL car insurance rates may be. Let’s take a look at average car insurance rates from top Carpentersville companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,467 | $5,467 |
| American Family | $3,615 | $3,708 |
| Farmers | $4,845 | $4,845 |
| Geico | $3,005 | $3,110 |
| Liberty Mutual | $2,420 | $2,420 |
| Nationwide | $2,136 | $2,136 |
| Progressive | $4,061 | $4,061 |
| State Farm | $2,569 | $2,702 |
| Travelers | $2,495 | $2,700 |
| USAA | $2,377 | $2,513 |
Carpentersville, IL Cheapest Car Insurance Rates
How do the top Carpentersville, Illinois car insurance companies’ average rates stack up against the Carpentersville average monthly car insurance rates of $278? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Liberty Mutual |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Nationwide |
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Carpentersville, IL Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Carpentersville, Illinois car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,467 |
| American Family | $3,662 |
| Farmers | $4,845 |
| Geico | $3,058 |
| Liberty Mutual | $2,420 |
| Nationwide | $2,136 |
| Progressive | $4,061 |
| State Farm | $2,635 |
| Travelers | $2,597 |
| USAA | $2,445 |
Other Factors Affecting Carpentersville, IL Car Insurance Rates
Before you buy Carpentersville, Illinois car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Carpentersville, IL Commute Time
How does your Carpentersville, IL commute time compare with the average driver? In Carpentersville, the average commute is 30.5 minutes.
Carpentersville, IL Car Insurance Quotes
Compare Carpentersville, IL car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.