Affordable Car Insurance Rates in Nevada City, CA (2024)
Car insurance rates in Nevada City, CA are $265/month on average. By law, California drivers need to carry at least 15/30/5 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Nevada City car insurance companies to get the coverage you need at the best rates available.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Nevada City, CA are $265/month
- The cheapest car insurance company in Nevada City for teen drivers is USAA
- The cheapest car insurance company in Nevada City after a DUI is Liberty Mutual
Average car insurance rates in Nevada City, California are $265 a month. But with a little research you can get a great deal from the top car insurance companies in Nevada City, CA. Before you buy Nevada City, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.
It may even be helpful to compare Nevada City car insurance rates with Sacramento car insurance rates, Long Beach car insurance rates, or Anaheim car insurance rates to make sure you’re getting the best Nevada City, CA car insurance quotes available.
Need affordable Nevada City, CA car insurance? Enter your ZIP code to compare Nevada City car insurance quotes from multiple car insurance companies near you.
Nevada City, CA Minimum Car Insurance Coverage
Nevada City, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Nevada City, CA Car Insurance Rates by Coverage Level
Some Nevada City drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Nevada City, California car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,271 | $3,494 | $3,626 |
| Farmers | $3,943 | $4,249 | $4,465 |
| Geico | $2,340 | $2,581 | $2,742 |
| Liberty Mutual | $2,588 | $2,782 | $2,913 |
| Nationwide | $3,544 | $3,996 | $4,248 |
| Progressive | $2,413 | $2,786 | $2,901 |
| State Farm | $3,308 | $3,701 | $3,926 |
| Travelers | $2,569 | $3,024 | $3,254 |
| USAA | $2,222 | $2,492 | $2,622 |
Nevada City, CA Car Insurance Rates by Age, Gender, and Marital Status
Nevada City, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Nevada City, CA car insurance, get quotes from multiple car insurance companies in the Nevada City area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,258 | $2,264 | $1,648 | $1,668 | $6,117 | $7,689 | $2,885 | $3,180 |
| Farmers | $2,294 | $2,294 | $2,062 | $2,062 | $7,302 | $12,000 | $2,716 | $3,022 |
| Geico | $1,584 | $1,586 | $1,492 | $1,492 | $4,792 | $4,886 | $2,271 | $2,331 |
| Liberty Mutual | $2,103 | $1,997 | $1,942 | $1,885 | $4,558 | $4,830 | $2,378 | $2,394 |
| Nationwide | $2,790 | $2,671 | $2,433 | $2,301 | $6,943 | $7,685 | $3,321 | $3,292 |
| Progressive | $1,697 | $1,745 | $1,444 | $1,711 | $4,516 | $5,429 | $2,440 | $2,620 |
| State Farm | $2,883 | $2,883 | $2,572 | $2,572 | $5,253 | $6,525 | $3,187 | $3,284 |
| Travelers | $2,222 | $2,156 | $1,961 | $1,941 | $4,504 | $5,132 | $2,864 | $2,811 |
| USAA | $1,758 | $1,667 | $1,717 | $1,725 | $3,976 | $3,995 | $2,428 | $2,297 |
Nevada City, CA Car Insurance Rates for Teens
How much is Nevada City, California car insurance for teens? Compare rates from top Nevada City car insurance companies below to help find the cheapest teen car insurance in Nevada City, CA.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,117 | $7,689 |
| Farmers | $7,302 | $12,000 |
| Geico | $4,792 | $4,886 |
| Liberty Mutual | $4,558 | $4,830 |
| Nationwide | $6,943 | $7,685 |
| Progressive | $4,516 | $5,429 |
| State Farm | $5,253 | $6,525 |
| Travelers | $4,504 | $5,132 |
| USAA | $3,976 | $3,995 |
Nevada City, CA Car Insurance Rates for Seniors
Before seniors buy Nevada City, California car insurance, they should make sure to shop around. Some Nevada City, CA car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,648 | $1,668 |
| Farmers | $2,062 | $2,062 |
| Geico | $1,492 | $1,492 |
| Liberty Mutual | $1,942 | $1,885 |
| Nationwide | $2,433 | $2,301 |
| Progressive | $1,444 | $1,711 |
| State Farm | $2,572 | $2,572 |
| Travelers | $1,961 | $1,941 |
| USAA | $1,717 | $1,725 |
Nevada City, CA Car Insurance Rates by Driver History
How does a single speeding ticket affect your Nevada City, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Nevada City.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,097 | $3,509 | $5,506 | $2,742 |
| Farmers | $3,118 | $4,246 | $5,294 | $4,218 |
| Geico | $1,790 | $2,745 | $3,462 | $2,220 |
| Liberty Mutual | $2,395 | $3,212 | $2,897 | $2,538 |
| Nationwide | $2,744 | $3,516 | $5,942 | $3,516 |
| Progressive | $1,770 | $3,006 | $3,473 | $2,551 |
| State Farm | $2,596 | $3,100 | $5,868 | $3,016 |
| Travelers | $1,985 | $3,203 | $3,713 | $2,895 |
| USAA | $1,627 | $2,414 | $3,959 | $1,782 |
Nevada City, CA Car Insurance Rates With a DUI
Even a single DUI can increase your Nevada City, CA car insurance rates. Compare rates below to see which Nevada City car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,506 |
| Farmers | $5,294 |
| Geico | $3,462 |
| Liberty Mutual | $2,897 |
| Nationwide | $5,942 |
| Progressive | $3,473 |
| State Farm | $5,868 |
| Travelers | $3,713 |
| USAA | $3,959 |
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Nevada City, CA Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Nevada City, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Nevada City companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,123 | $3,805 |
| Farmers | $3,829 | $4,609 |
| Geico | $2,321 | $2,788 |
| Liberty Mutual | $2,534 | $2,988 |
| Nationwide | $3,479 | $4,380 |
| Progressive | $2,448 | $2,952 |
| State Farm | $3,512 | $3,778 |
| Travelers | $2,659 | $3,239 |
| USAA | $2,254 | $2,637 |
Nevada City, CA Cheapest Car Insurance Rates
How do the top Nevada City, California car insurance companies’ average rates stack up against the Nevada City average monthly car insurance rates of $265? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Nevada City, CA Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Nevada City, California car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,464 |
| Farmers | $4,219 |
| Geico | $2,554 |
| Liberty Mutual | $2,761 |
| Nationwide | $3,929 |
| Progressive | $2,700 |
| State Farm | $3,645 |
| Travelers | $2,949 |
| USAA | $2,445 |
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Other Factors Affecting Nevada City, CA Car Insurance Rates
Before you buy Nevada City, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Nevada City, CA Car Theft Rates
The car theft rate in Nevada City, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Nevada City, California is 19 stolen cars.
Nevada City, CA Commute Time
How does your Nevada City, CA commute time compare with the average driver? In Nevada City, the average commute is 25.7 minutes.
Nevada City, CA Car Insurance Quotes
Compare Nevada City, CA car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.