Affordable Car Insurance Rates in Sylacauga, AL (2024)
Car insurance rates in Sylacauga, AL are $294/month on average. By law, Alabama drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Sylacauga car insurance companies to get the coverage you need at the best rates available.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Sylacauga after a DUI is USAA
- Average car insurance rates in Sylacauga, AL are $294/month
- The annual number of car thefts in Sylacauga is 35.
Average car insurance rates in Sylacauga, Alabama are $294 a month. But with a little research you can get a great deal from the top car insurance companies in Sylacauga, AL. Before you buy Sylacauga, Alabama car insurance, make sure your coverage meets or exceeds the Alabama minimum of 25/50/25.
It may even be helpful to compare Sylacauga car insurance rates with Auburn car insurance rates, Dothan car insurance rates, or Montgomery car insurance rates to make sure you’re getting the best Sylacauga, AL car insurance quotes available.
Need affordable Sylacauga, AL car insurance? Enter your ZIP code to compare Sylacauga car insurance quotes from multiple car insurance companies near you.
Sylacauga, AL Minimum Car Insurance Coverage
Sylacauga, Alabama law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Sylacauga, AL Car Insurance Rates by Coverage Level
Some Sylacauga drivers can get by with the Alabama minimum coverage of 25/50/25. Other drivers may need more. See how much your Sylacauga, Alabama car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,249 | $3,359 | $3,482 |
| Farmers | $3,972 | $4,144 | $4,473 |
| Geico | $2,454 | $2,647 | $2,876 |
| Liberty Mutual | $5,130 | $5,342 | $5,626 |
| Nationwide | $2,440 | $2,435 | $2,495 |
| Progressive | $3,386 | $3,744 | $4,154 |
| State Farm | $4,235 | $4,472 | $4,726 |
| Travelers | $3,215 | $3,447 | $3,477 |
| USAA | $2,005 | $2,065 | $2,158 |
Sylacauga, AL Car Insurance Rates by Age, Gender, and Marital Status
Sylacauga, Alabama car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Sylacauga, AL car insurance, get quotes from multiple car insurance companies in the Sylacauga area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,019 | $1,923 | $1,824 | $1,859 | $7,091 | $7,610 | $2,265 | $2,317 |
| Farmers | $2,414 | $2,398 | $2,159 | $2,289 | $9,213 | $9,484 | $2,748 | $2,867 |
| Geico | $1,919 | $1,902 | $1,817 | $1,869 | $4,975 | $4,882 | $2,025 | $1,883 |
| Liberty Mutual | $3,123 | $3,374 | $2,557 | $2,859 | $11,428 | $12,705 | $3,331 | $3,553 |
| Nationwide | $1,626 | $1,648 | $1,482 | $1,537 | $4,168 | $5,382 | $1,799 | $2,012 |
| Progressive | $2,042 | $1,918 | $1,677 | $1,784 | $8,373 | $9,349 | $2,394 | $2,552 |
| State Farm | $2,755 | $2,755 | $2,488 | $2,488 | $8,273 | $10,369 | $3,111 | $3,583 |
| Travelers | $1,383 | $1,404 | $1,299 | $1,295 | $7,339 | $11,505 | $1,312 | $1,500 |
| USAA | $1,295 | $1,317 | $1,208 | $1,184 | $3,838 | $4,257 | $1,687 | $1,822 |
Sylacauga, AL Car Insurance Rates for Teens
How much is Sylacauga, Alabama car insurance for teens? Compare rates from top Sylacauga car insurance companies below to help find the cheapest teen car insurance in Sylacauga, AL.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,091 | $7,610 |
| Farmers | $9,213 | $9,484 |
| Geico | $4,975 | $4,882 |
| Liberty Mutual | $11,428 | $12,705 |
| Nationwide | $4,168 | $5,382 |
| Progressive | $8,373 | $9,349 |
| State Farm | $8,273 | $10,369 |
| Travelers | $7,339 | $11,505 |
| USAA | $3,838 | $4,257 |
Sylacauga, AL Car Insurance Rates for Seniors
Before seniors buy Sylacauga, Alabama car insurance, they should make sure to shop around. Some Sylacauga, AL car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,824 | $1,859 |
| Farmers | $2,159 | $2,289 |
| Geico | $1,817 | $1,869 |
| Liberty Mutual | $2,557 | $2,859 |
| Nationwide | $1,482 | $1,537 |
| Progressive | $1,677 | $1,784 |
| State Farm | $2,488 | $2,488 |
| Travelers | $1,299 | $1,295 |
| USAA | $1,208 | $1,184 |
Sylacauga, AL Car Insurance Rates by Credit History
How does your credit history affect Sylacauga, AL car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,149 | $3,267 | $2,674 |
| Farmers | $4,709 | $4,046 | $3,835 |
| Geico | $3,381 | $2,413 | $2,183 |
| Liberty Mutual | $7,688 | $4,713 | $3,698 |
| Nationwide | $2,962 | $2,314 | $2,094 |
| Progressive | $4,246 | $3,639 | $3,398 |
| State Farm | $7,261 | $3,675 | $2,497 |
| Travelers | $3,686 | $3,196 | $3,256 |
| USAA | $2,795 | $1,814 | $1,619 |
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Sylacauga, AL Car Insurance Rates by Driver History
How does a single speeding ticket affect your Sylacauga, Alabama car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Sylacauga.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,854 | $3,369 | $4,001 | $3,229 |
| Farmers | $3,531 | $4,563 | $4,452 | $4,240 |
| Geico | $1,803 | $2,879 | $3,547 | $2,408 |
| Liberty Mutual | $4,206 | $5,862 | $5,729 | $5,669 |
| Nationwide | $2,151 | $2,151 | $3,124 | $2,400 |
| Progressive | $3,397 | $4,267 | $3,654 | $3,727 |
| State Farm | $4,046 | $5,005 | $4,430 | $4,430 |
| Travelers | $2,816 | $2,955 | $4,319 | $3,428 |
| USAA | $1,597 | $2,002 | $2,977 | $1,728 |
Sylacauga, AL Car Insurance Rates With a DUI
Even a single DUI can increase your Sylacauga, AL car insurance rates. Compare rates below to see which Sylacauga car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,001 |
| Farmers | $4,452 |
| Geico | $3,547 |
| Liberty Mutual | $5,729 |
| Nationwide | $3,124 |
| Progressive | $3,654 |
| State Farm | $4,430 |
| Travelers | $4,319 |
| USAA | $2,977 |
Sylacauga, AL Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Sylacauga, AL car insurance rates may be. Let’s take a look at average car insurance rates from top Sylacauga companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,363 | $3,363 |
| Farmers | $4,196 | $4,196 |
| Geico | $2,610 | $2,708 |
| Liberty Mutual | $5,366 | $5,366 |
| Nationwide | $2,457 | $2,457 |
| Progressive | $3,761 | $3,761 |
| State Farm | $4,369 | $4,586 |
| Travelers | $3,380 | $3,380 |
| USAA | $1,981 | $2,171 |
Sylacauga, AL Cheapest Car Insurance Rates
How do the top Sylacauga, Alabama car insurance companies’ average rates stack up against the Sylacauga average monthly car insurance rates of $294? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Sylacauga, AL Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Sylacauga, Alabama car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,363 |
| Farmers | $4,196 |
| Geico | $2,659 |
| Liberty Mutual | $5,366 |
| Nationwide | $2,457 |
| Progressive | $3,761 |
| State Farm | $4,478 |
| Travelers | $3,380 |
| USAA | $2,076 |
Other Factors Affecting Sylacauga, AL Car Insurance Rates
Before you buy Sylacauga, Alabama car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Sylacauga, AL Car Theft Rates
The car theft rate in Sylacauga, AL will affect your car insurance rates. FBI data shows that the annual car theft rate for Sylacauga, Alabama is 35 stolen cars.
Sylacauga, AL Commute Time
How does your Sylacauga, AL commute time compare with the average driver? In Sylacauga, the average commute is 21.6 minutes.
Sylacauga, AL Car Insurance Quotes
Compare Sylacauga, AL car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.